545 Elk Creek Rd, Trail, OR 97541 Property Records

Jackson County property record for 545 Elk Creek Rd, Trail, OR 97541

Property Summary

Property Type	Charitable / Fraternal Organization
Details	4 bd · 1.5 ba · 3,040 sqft · built 1952
Lot Size	2.18 acres (94,961 sqft)
Owner	Company Name on File
Last Sale	$460,000 (Aug 2022)
Tax Bill	$78 (2025)
Deeds & Mortgages	Aug 2022 Sale Jul 2020 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`331E300000600`

Property Details

APN / Parcel Number

Primary APN	`331E300000600`
Alternative APNs	`331E30600` `10218884`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,040 sqft Gross Area
1st Floor Area	1,200 sqft
Attic	Attic
Attic Area	640 sqft
Basement Area	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Metal
Roof Material	Other
Lot Area	94,961 sqft (2.18 acres)
Garage Type	Detached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	545 ELK CREEK RD
City	TRAIL
State	OR
Zip	97541-9724
Property Category	Commercial
Property Type	Commercial > Retail > Charitable / Fraternal Organization
Local Zoning Code	RR-5
Legal Range	01E
Legal Township	33S
Legal Section	30
Legal Block	2
Jurisdiction	JACKSON OR
Township / Civil Division	SHADY COVE
Census Block Group	2
Census Block	2075
Census Tract	2701

Owner

545 Elk Creek Rd, a commercial property, is owned by a company that bought it in August 2022.

Source: Jackson County records, as of May 19, 2026

Owner of Record	Company Name on File
Mailing Address	522 W 6TH ST, MEDFORD, OR 97501-2735
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Warranty Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Jul 8, 2020	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2022 · Amount on File
Deed Sale	Aug 16, 2022 · Amount on File
Prior Sale	Jul 8, 2020 · Amount on File
Deed Document Number	202225332
Prior Transfer Date	Aug 3, 2006
Prior Transfer Doc	0000039317
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Aug 16, 2022
Property Address	545 ELK CREEK RD, TRAIL, OR 97541-9724
Document Number	0000025332
Instrument Date	Aug 5, 2022
Instrument	2022-025332
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 W 6TH ST, MEDFORD, OR 97501-2735

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Jul 8, 2020
Property Address	545 ELK CREEK RD, TRAIL, OR 97541-9724
Document Number	0000023459
Instrument Date	Jul 1, 2020
Instrument	23459
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$334.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	31919 N LAKE CREEK DR #21 TANGENT OR 973899640, 21, TANGENT, OR 97389-9640

Mortgage

Document Number	23460
Date	Jul 8, 2020
Instrument	23460

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 7, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 545 Elk Creek Rd was $78, up 18.2% from the year before.

Source: Jackson County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Unified School District	Eagle Point School District 9 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$78.00 (+18.18%)		$463,240 (+5.35%) Land $167,430 Building $295,810
2024	$66.00		$439,710 (+10.29%) Land $212,560 Building $227,150
2023	$66.00 (-97.66%)		$398,670 (-13.56%) Land $250,200 Building $148,470
2022	$2,816.00	$239,560 Land $150,180 Building $89,380	$461,230 Land $272,910 Building $188,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 545 Elk Creek Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 545 Elk Creek Rd is extreme, ranking above 97.2% of the US, with a 4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97.2% of the US · above 94% of Oregon
Wildfire Likelihood	4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hunter Communications Fiber	2,500 / 2,500
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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