545 Elder St, Irondale (Birmingham), AL 35210 Property Records

Jefferson County property record for 545 Elder St, Irondale, AL 35210

Property Summary

Property Type	Duplex
Details	5 ba · 3,220 sqft · built 1973
Lot Size	0.39 acres (17,000 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Jul 2020)
Tax Bill	$2,439 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-00-35-1-003-006.000`

Property Details

APN / Parcel Number

Primary APN	`23-00-35-1-003-006.000`
Alternative APN	`343118`

Interior

Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,220 sqft Living Area
Gross Area	3,913 sqft
1st Floor Area	1,518 sqft
Upper Floors Area	1,702 sqft
Basement Area	693 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1994
Architectural Style	Duplex Single
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,000 sqft (0.39 acres)
Lot Dimensions	175 ft deep x 100 ft wide
Terrain	Rolling
Deck Area	Deck Area
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	343118
Street Address	545 ELDER ST
City	IRONDALE
State	AL
Zip	35210-3303
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3
Legal Description	LOT 21-A BLK 4 REGENCY EAST 4TH SECT 99/47
Legal Range	02W
Legal Township	17S
Legal Section	35
Legal Subdivision	REGENCY E 4 SEC 23-35-1
Legal Block	4
Legal Lot Number	21-A
Jurisdiction	JEFFERSON AL
Township / Civil Division	BIRMINGHAM
Census Block Group	3
Census Block	3019
Census Tract	10803

Owner

Source: Jefferson County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	545 ELDER ST, IRONDALE, AL 35210-3303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Jun 30, 2017	Deed of Trust, Mortgage COMPASS BANK
Jul 13, 2020	Warranty Deed, Transfer · FHA Mortgage RENASANT BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2020 · Amount on Record
Deed Sale	Jul 13, 2020 · Amount on Record
Prior Sale	Oct 4, 2004 · Amount on Record
Deed Document Number	202072946
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	543 ELDER ST, IRONDALE, AL 35210-3303
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 ELDER ST, IRONDALE, AL 35210-3303

Mortgage

Document Number	0000127842
Date	Nov 5, 2021
Instrument	2021127842

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	545 ELDER ST, IRONDALE, AL 35210-3303
Transaction Type	Mortgage
Record Updated	May 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067298
Date	Jun 30, 2017
Instrument	2017067298

Lender

Name	COMPASS BANK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Jul 13, 2020
Property Address	545 ELDER ST, IRONDALE, AL 35210-3303
Document Number	0000072946
Instrument Date	Jul 10, 2020
Instrument	72946
Transaction Type	Transfer
Record Updated	Aug 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 ELDER ST IRONDALE AL 352103303, IRONDALE, AL 35210-3303

Mortgage

Document Number	72947
Date	Jul 13, 2020
Instrument	72947

Lender

Name	RENASANT BK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2050

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Municipality	Irondale City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,439.00 (+0.79%) Homeowner's exemption	$39,820 (+0.81%)	$398,200 (+0.84%) Land $70,000 Building $328,200
2024	$2,420.00 (+32.53%)
2023		$39,500 Land $7,002 Building $32,498	$394,900 Land $70,000 Building $324,900
2022	$1,826.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 49% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRONDALE WATER SYSTEM serves 10,098 people · EPA ID AL0000751
Water Source	Groundwater
Last State Inspection	Aug 2024
Also Mapped Here	CENTRAL ALABAMA WATER
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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