545 Earl Godwin Rd, Freeport, FL 32439 Property Records

Walton County property record for 545 Earl Godwin Rd, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,430 sqft · built 2019
Lot Size	0.115 acres (5,009 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Apr 2026)
Tax Bill	$3,285 (2025)
Deeds & Mortgages	Apr 2026 Sale Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-1S-19-23200-000-0300`

Property Details

APN / Parcel Number

Primary APN	`18-1S-19-23200-000-0300`
Alternative APNs	`18-119-23200-000-0300` `1031006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,430 sqft Living Area
Gross Area	2,027 sqft
1st Floor Area	1,430 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,009 sqft (0.115 acres)
Lot Dimensions	120 ft deep x 43 ft wide
Garage Type	Attached
Garage Area	389 sqft
Porch	Finished/Open Porch
Porch Area	40 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	545 EARL GODWIN RD
City	FREEPORT
State	FL
Zip	32439-2765
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HAMBAY
Legal Description	LOT 30 CRESCENT MILL AT HAMMOCK BAY PB 21-16 FKA HORSESHOE BEND AT HAMMOCK BAY PB 18-19 OR 2893-1519 OR 3088-2898 OR 3118-292
Legal Range	019
Legal Township	01S
Legal Section	18
Legal Subdivision	HAMMOCK BAY
Legal Block	3
Legal Lot Number	30
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2027
Census Tract	950502

Owner

545 Earl Godwin Rd is owned and occupied by an individual who bought it in April 2026.

Source: Walton County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	545 EARL GODWIN RD, FREEPORT, FL 32439-2765
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Widow or Widower

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Warranty Deed, Transfer SCENIC TITLE, SCENIC TITLE, LLC
Sep 17, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2026 · Amount on File
Deed Sale	Apr 10, 2026 · Amount on File
Prior Sale	Jul 28, 2021 · Amount on File
Deed Document Number	202614098
Deed Book / Page	3394 / 587
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 10, 2026
Property Address	545 EARL GODWIN RD, FREEPORT, FL 32439-2765
Document Number	0000014098
Book / Page	3394 / 587
Instrument Date	Apr 9, 2026
Instrument	2026.14098
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	SCENIC TITLE, SCENIC TITLE, LLC

Transaction

Amount	Amount on Record
Tax	$201,495.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 EARL GODWIN RD, FREEPORT, FL 32439-2765

September 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	WALTON FL
Recording Date	Sep 17, 2019
Property Address	545 EARL GODWIN RD, FREEPORT, FL 32439-2765
Document Number	0031180292
Book / Page	003118 / 000292
Instrument Date	Sep 13, 2019
Instrument	31975
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 7, 2019
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,476.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1946 BAY GROVE RD FREEPORT FL 324394892, FREEPORT, FL 32439-4892

Mortgage

Document Number	31180293
Date	Sep 17, 2019
Book Page	003118/000293
Instrument	31976

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 16, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 545 Earl Godwin Rd was $3,285, up 4.4% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,285.00 (+4.35%)	$256,236 Land $45,000 Building $211,236	$256,236 Land $45,000 Building $211,236
2024	$3,148.00 (-1.63%)
2023	$3,200.00 (+14.45%)	$290,062 (+17.7%) Land $32,457 Building $257,605	$290,062 (+17.7%) Land $32,457 Building $257,605
2022	$2,796.00	$246,441 Land $36,027 Building $210,414	$246,441 Land $36,027 Building $210,414

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 545 Earl Godwin Rd in Zone X, an area of minimal flood risk, though there have been 56 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 545 Earl Godwin Rd is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

May also be available: AT&T, Cox Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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