545 E Topaz Dr, Hayden, ID 83835 Property Records

Kootenai County property record for 545 E Topaz Dr, Hayden, ID 83835

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,260 sqft · built 1978
Lot Size	0.273 acres (11,892 sqft)
Owner	Individual Name on File
Last Sale	$547,960 (Apr 2021)
Tax Bill	$1,671 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`021200150040`

Property Details

APN / Parcel Number

Primary APN	`021200150040`
Alternative APN	`111089`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,260 sqft Living Area
1st Floor Area	1,636 sqft
Great Room	Great Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Frame
Lot Area	11,892 sqft (0.273 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas

Location & Zoning

Account Number	111089
Street Address	545 E TOPAZ DR
City	HAYDEN
State	ID
Zip	83835-7928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGSUB
Legal Description	EMERALD ESTATES 1ST ADD, LT 4 BLOCK 15 1251N04W
Legal Range	04W
Legal Township	51N
Legal Section	12
Legal Subdivision	EMERALD ESTATES
Legal Block	15
Legal Lot Number	4
Jurisdiction	KOOTENAI ID
Township / Civil Division	COEUR D'ALENE
Census Block Group	1
Census Block	1051
Census Tract	1002

Owner

Source: Kootenai County assessment roll, as of October 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	545 E TOPAZ DR, HAYDEN, ID 83835-7928
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Aug 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage WILLAMETTE VALLEY BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 16, 2021 · Amount on Record
Deed Sale	Apr 16, 2021 · Amount on Record
Deed Document Number	20212826646
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Apr 16, 2021
Property Address	545 E TOPAZ DR, HAYDEN, ID 83835-7928
Document Number	2826646000
Map Reference	MB E PG 235
Instrument Date	Mar 18, 2021
Instrument	2826646000
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL KOOTENAI

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10858 N LAKEVIEW DR, HAYDEN LAKE, ID 83835-9088

Mortgage

Document Number	2826647000
Date	Apr 16, 2021
Instrument	2826647000

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	545 E TOPAZ DR, HAYDEN, ID 83835-7928
Transaction Type	Mortgage
Record Updated	Sep 13, 2019
Title Company	ALLIANCE TTL COEUR D ALENE O

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2709680000
Date	Aug 30, 2019
Instrument	2709680000

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank
Address	SALEM, OR 97301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Coeur d'Alene School District 271 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,671.00 (+2.64%) Homeowner's exemption	$569,254 (+6.92%) Land $195,000 Building $374,254	$569,254 (+6.92%) Land $195,000 Building $374,254
2024	$1,628.00 (+18.66%)
2023	$1,372.00 Homeowner's exemption	$532,407 (-6.31%) Land $170,000 Building $362,407	$532,407 (-6.31%) Land $170,000 Building $362,407
2022	Homeowner's exemption	$568,292 Land $190,000 Building $378,292	$568,292 Land $190,000 Building $378,292

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AVONDALE IRRIGATION DIST serves 8,785 people · EPA ID ID1280008
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50

May also be available: Newmax, Northwest Fiber, T-Mobile USA.

Cell Coverage

5G (outdoors only) and 4G LTE

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