Gibson County property record for 545 E Main St, Bradford, TN 38316
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,152 sqft · built 1999 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $72,000 (Oct 2025) |
| Tax Bill | $688 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 027051 10803 |
| Primary APN | 027051 10803 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 18,731 sqft (0.43 acres) |
| Lot Dimensions | 229 ft deep x 85 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 288 sqft |
| Deck Area | 42 sqft |
| Patio Area | 42 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 545 E MAIN ST |
|---|---|
| City | BRADFORD |
| State | TN |
| Zip | 38316-8654 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 14, COUNTY AREA: B01 |
| Jurisdiction | GIBSON TN |
| Township / Civil Division | 17 |
| Census Block Group | 3 |
| Census Block | 3073 |
| Census Tract | 967400 |
Source: Gibson County records, as of February 10, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 545 E MAIN ST, BRADFORD, TN 38316-8654 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 1, 2025 | Deed of Trust, Mortgage · Closed-End Mortgage THE BANK OF MILAN |
| Oct 1, 2025 | Warranty Deed, Transfer · Closed-End Mortgage THE BANK OF MILAN |
| Nov 15, 2023 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2025 · Amount on Record |
| Deed Sale | Oct 1, 2025 · Amount on Record |
| Prior Sale | Nov 15, 2023 · Amount on Record |
| Deed Document Number | 245930 |
| Deed Book / Page | 1123 / 1656 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GIBSON TN |
| Property Address | 545 E MAIN ST, BRADFORD, TN 38316-8654 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1066 S MAIN STREET, BRADFORD, TN 38316 |
| Document Number | 0000245947 |
|---|---|
| Date | Oct 1, 2025 |
| Book Page | 1123/1784 |
| Instrument | 245947 |
| Name | THE BANK OF MILAN |
|---|---|
| Type | Bank |
| Address | PO BOX 410, MILAN, TN 38358 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GIBSON TN |
| Recording Date | Oct 1, 2025 |
| Property Address | 545 E MAIN ST, BRADFORD, TN 38316-8654 |
| Document Number | 0000245930 |
| Book / Page | 1123 / 1656 |
| Instrument Date | Sep 30, 2025 |
| Instrument | 245930 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $266.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 545 E MAIN ST, BRADFORD, TN 38316-8654 |
| Document Number | 0000245947 |
|---|---|
| Date | Oct 1, 2025 |
| Instrument | 245947 |
| Name | THE BANK OF MILAN |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GIBSON TN |
| Recording Date | Nov 15, 2023 |
| Property Address | 545 E MAIN ST, BRADFORD, TN 38316-8654 |
| Document Number | 0000229441 |
| Book / Page | 1098 / 271 |
| Instrument Date | Nov 15, 2023 |
| Instrument | 229441 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $185.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 534 E MAIN ST, BRADFORD, TN 38316-8653 |
Source: Gibson County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Gibson County |
| Municipality | Bradford Town |
| Unified School District | Bradford Special School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $688.00 (+40.98%) | $32,425 (+83.71%) Land $1,800 Building $30,625 | |
| 2024 | $129,700 (+83.71%) Land $7,200 Building $122,500 | ||
| 2022 | $17,650 Land $1,275 Building $16,375 | $70,600 Land $5,100 Building $65,500 | |
| 2021 | $488.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 5, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRADFORD WATER SYSTEM serves 1,276 people · EPA ID TN0000067 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Also Mapped Here | GIBSON CO MUNI WATER DIST #4 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TEC Fiber | 1,000 / 1,000 |
| Gibson Connect Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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