545 E Main Ave, Bowling Green, KY 42101 Property Records

Warren County property record for 545 E Main Ave, Bowling Green, KY 42101

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,827 sqft · built 1885
Lot Size	0.165 acres (7,187 sqft)
Owner	Company Name on Record
Last Sale	$585,000 (Jun 2026)
Tax Bill	$1,320 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`039A-03-191`

Property Details

APN / Parcel Number

Primary APN	`039A-03-191`
Alternative APNs	`S6804003` `252054` `387223`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,827 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Architectural Style	Duplex Single
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,187 sqft (0.165 acres)
Lot Dimensions	210 ft deep x 45 ft wide
Driveway	Asphalt Driveway
Porch	Slab
Porch Area	209 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	545 E MAIN AVE
City	BOWLING GREEN
State	KY
Zip	42101-2256
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Subdivision	ASHBY HOLDINGS LLC PROPERTY
Legal Lot Number	1
Jurisdiction	WARREN KY
Township / Civil Division	BOWLING GREEN
Census Block Group	2
Census Block	2008
Census Tract	10500

Owner

Source: Warren County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	843 FAIRVIEW AVE, B2, BOWLING GREEN, KY 42101-4975
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed, Transfer · Conventional Mortgage FRANKLIN BANK AND TRUST COMPANY
Aug 26, 2022	Deed, Transfer · Commercial Mortgage FARMERS BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2026 · Amount on Record
Deed Sale	Jun 22, 2026 · Amount on Record
Prior Sale	Dec 2, 2021 · Amount on Record
Deed Document Number	20262174993
Deed Book / Page	1346 / 131
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Jun 22, 2026
Property Address	545 E MAIN AVE, BOWLING GREEN, KY 42101-2256
Document Number	0002174993
Book / Page	1346 / 131
Instrument Date	Jun 17, 2026
Instrument	20262174993
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$59,085.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

Mortgage

Document Number	0002174994,
Date	Jun 22, 2026
Instrument	20262174994

Lender

Name	FRANKLIN BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 17, 2051

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Aug 26, 2022
Property Address	545 E MAIN AVE, BOWLING GREEN, KY 42101-2256
Document Number	0D1265/402
Book / Page	D1265 / 402
Instrument Date	Aug 25, 2022
Instrument	1965502
Transaction Type	Transfer
Record Updated	Feb 2, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$422.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 CHESTNUT HILL CT, BOWLING GREEN, KY 42103-7014

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 SUNCREST DR, BOWLING GREEN, KY 42101-9273
Investor	Possibly a Property Investor

Mortgage

Document Number	0M3316/203
Date	Aug 26, 2022
Book Page	M3316/203
Instrument	1965503

Lender

Name	FARMERS BANK & TRUST
Type	Bank
Address	MARION, KY 42064

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 25, 2042

Tax Assessment & Valuation

Source: Warren County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Bowling Green City
County	Warren County
Unified School District	Bowling Green Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,320.00 (-6.71%)	$411,950 (-2.37%)	$411,950 (-2.37%)
2023	$1,415.00	$421,950	$421,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1998 · Severe Storms, Tornadoes,and Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOWLING GREEN MUNICIPAL UTILITIES serves 53,601 people · EPA ID KY1140038
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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