San Bernardino County property record for 545 E 40th St, San Bernardino, CA 92404
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,404 sqft · built 1956 |
| Lot Size | 0.168 acres (7,300 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $179,000 (Feb 2004) |
| Tax Bill | $3,260 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 0154-394-03-0000 |
| Primary APN | 0154-394-03-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,404 sqft Living Area |
| Gross Area | 1,804 sqft |
| 1st Floor Area | 1,404 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,300 sqft (0.168 acres) |
| Lot Dimensions | 100 ft deep x 73 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 300 sqft |
| Patio Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 545 E 40TH ST |
|---|---|
| City | SAN BERNARDINO |
| State | CA |
| Zip | 92404-1446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 4264 LOT 3 |
| Legal Tract | 4264 |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | SAN BERNARDINO |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 5101 |
Source: San Bernardino County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 545 E 40TH ST, SAN BERNARDINO, CA 92404-1446 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 6, 2004 · Amount on Record |
| Deed Sale | Feb 6, 2004 · Amount on Record |
| Deed Document Number | 200493920 |
| Prior Transfer Date | Jun 7, 2002 |
| Prior Transfer Doc | 0000359731 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 545 E 40TH ST, SAN BERNARDINO, CA 92404-1446 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2021 |
| Title Company | IN TITLE, FIN TITLE |
| Name | Verified Name |
|---|---|
| Address | 545 E 40TH ST, SAN BERNARDINO, CA 92404-1446 |
| Document Number | 0000325880 |
|---|---|
| Date | Jul 20, 2021 |
| Instrument | 2021-0325880 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | NOVI, MI 48375 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | San Bernardino City |
| Unified School District | San Bernardino City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $259,593 (+2%) Land $64,899 Building $194,694 | |
| 2025 | $3,260.00 (+4.86%) Homeowner's exemption | $254,502 (+4.04%) Land $63,626 Building $190,876 |
| 2023 | $3,109.00 (-0.1%) Homeowner's exemption | $244,619 Land $61,155 Building $183,464 |
| 2022 | $3,112.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 62% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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