Putnam County property record for 545 E 3rd St, Cookeville, TN 38501
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 6 ba · 4,232 sqft · built 1979 |
| Lot Size | 0.688 acres (30,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $180,000 (Mar 2018) |
| Tax Bill | $3,159 (2022) |
| Deeds & Mortgages | Aug 2023 Line of Credit Oct 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 071053C H 01101 |
| Primary APN | 071053C H 01101 |
|---|---|
| Alternative APN |
|
| Full Baths | 6 Baths |
|---|---|
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 4,232 sqft Living Area |
| 1st Floor Area | 2,116 sqft |
| Upper Floors Area | 2,116 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 30,000 sqft |
| Lot Dimensions | 300 ft deep x 100 ft wide |
| Terrain | Rolling |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 545 E 3RD ST |
|---|---|
| City | COOKEVILLE |
| State | TN |
| Zip | 38501-2763 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | R1 |
| Legal Description | DISTRICT: 01, COUNTY AREA: A02 |
| Legal Subdivision | FAIR LAND |
| Legal Lot Number | 6 100 |
| Jurisdiction | PUTNAM TN |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 500 |
Source: Putnam County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2810 OAK HAVEN PL, COOKEVILLE, TN 38506-6172 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2023 | Deed of Trust, Mortgage · Line of Credit WILSON BANK & TRUST |
| Oct 5, 2018 | Quit Claim Deed, Construction Loan · Line of Credit RANDALL CLEMONS |
| Mar 29, 2018 | Warranty Deed, Transfer · Line of Credit WILSON BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 29, 2018 · Amount on Record |
| Deed Sale | Mar 29, 2018 · Amount on Record |
| Prior Sale | Mar 29, 2018 · Amount on Record |
| Deed Document Number | RB1048799 |
| Deed Book / Page | 001048 / 000799 |
| Last Transfer Date | Oct 5, 2018 |
| Transfer Doc | RB1083460 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM TN |
| Property Address | 545 E 3RD ST, COOKEVILLE, TN 38501-2763 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2023 |
| Title Company | NOT AVAILABLE, LEDBETTER TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0001497222 |
|---|---|
| Date | Aug 30, 2023 |
| Book Page | 1497/222 |
| Instrument | 290188 |
| Name | WILSON BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Aug 15, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PUTNAM TN |
| Recording Date | Oct 5, 2018 |
| Property Address | 545 E 3RD ST, COOKEVILLE, TN 38501-2763 |
| Document Number | RB1083460 |
| Book / Page | 001083 / 000460 |
| Instrument Date | Sep 13, 2018 |
| Instrument | 218839 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 16, 2018 |
| Title Company | INTEGRITY TITLE AND ESCROW, INTEGRITY TITLE & ESCROW |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 545 E 3RD ST COOKEVILLE TN 385012763, COOKEVILLE, TN 38501-2763 |
| Document Number | RB1086617 |
|---|---|
| Date | Oct 5, 2018 |
| Book Page | 001086/000617 |
| Instrument | 219457 |
| Name | RANDALL CLEMONS |
|---|---|
| Address | 623 W MAIN ST, LEBANON, TN 37087-3404 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 4, 2019 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM TN |
| Recording Date | Mar 29, 2018 |
| Property Address | 545 E 3RD ST, COOKEVILLE, TN 38501-2763 |
| Document Number | RB1048799 |
| Book / Page | 001048 / 000799 |
| Instrument Date | Mar 28, 2018 |
| Instrument | 212033 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $666.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 545 E 3RD ST COOKEVILLE TN 385012763, COOKEVILLE, TN 38501-2763 |
| Document Number | RB10491 |
|---|---|
| Date | Mar 29, 2018 |
| Book Page | 001049/000001 |
| Instrument | 212034 |
| Name | WILSON BK&TR |
|---|---|
| Type | Bank |
| Address | COOKEVILLE, TN 38501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 28, 2038 |
| Rate Type | Adjustable Rate |
|---|
Source: Putnam County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Putnam County |
| Municipality | Cookeville City |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $95,960 (-) Land $28,000 Building $67,960 | ||
| 2023 | $95,960 Land $28,000 Building $67,960 | ||
| 2022 | $3,159.00 | ||
| 2021 | $239,900 Land $70,000 Building $169,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2010–2026) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COOKEVILLE WATER DEPT serves 49,711 people · EPA ID TN0000133 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Twin Lakes Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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