545 Date Palm Rd, Vero Beach, FL 32963 Property Records

Indian River County property record for 545 Date Palm Rd, Vero Beach, FL 32963

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,252 sqft · built 1959
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$2,625,000 (Mar 2026)
Tax Bill	$15,226 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-40-31-00007-0100-00019.0`

Property Details

APN / Parcel Number

Primary APN	`32-40-31-00007-0100-00019.0`
Alternative APN	`58022`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,252 sqft Living Area
1st Floor Area	2,252 sqft
Utility Area	192 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1985
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	123 ft deep x 110 ft wide
View / Lot	Corner
Garage Type	Detached
Garage Area	351 sqft
Driveway	Concrete Driveway
Driveway Area	912 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	156 sqft
Patio Area	360 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	545 DATE PALM RD
City	VERO BEACH
State	FL
Zip	32963-1629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	VEROMAR PLAT 2 PBI 1-89 BLK 10 LOTS 19 & 20
Legal Range	40E
Legal Township	32S
Legal Section	31
Legal Subdivision	VEROMAR
Legal Block	10
Legal Lot Number	19,20
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1033
Census Tract	50505

Owner

545 Date Palm Rd is owned by two individuals who bought it in March 2026.

Source: Indian River County records, as of March 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2795 COUNTY LINE RD, SKANEATELES, NY 13152-9473
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Warranty Deed, Transfer · Conventional Mortgage EMPOWER FCU
Jan 17, 2023	Deed, Transfer SHELBY WYCKOFF

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2026 · Amount on File
Deed Sale	Mar 18, 2026 · Amount on File
Prior Sale	Jul 19, 2024 · Amount on File
Deed Document Number	202612479
Deed Book / Page	3845 / 1784
Prior Transfer Date	Jul 11, 2001
Prior Transfer Doc	1415000586
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Mar 18, 2026
Property Address	545 DATE PALM RD, VERO BEACH, FL 32963-1629
Document Number	0038451784
Book / Page	3845 / 1784
Map Reference	MB 1 PG 89
Instrument Date	Mar 17, 2026
Instrument	3120260012479
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18,375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	245 9TH ST, WEST PALM BEACH, FL 33401-3703

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2795 COUNTY LINE RD, SKANEATELES, NY 13152-9473

Mortgage

Document Number	0038451786
Date	Mar 18, 2026
Instrument	3845/1786

Lender

Name	EMPOWER FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jan 17, 2023
Property Address	545 DATE PALM RD, VERO BEACH, FL 32963-1629
Document Number	0035941642
Book / Page	3594 / 1642
Map Reference	MB 1 PG 89
Instrument Date	Jan 12, 2023
Instrument	3120230001966
Transaction Type	Transfer
Record Updated	Jan 30, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,825.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2662 SAKLAN INDIAN DR APT 6, 6, WALNUT CREEK, CA 94595-3029

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 DATE PALM RD, VERO BEACH, FL 32963-1629

Mortgage

Document Number	0035941647
Date	Jan 17, 2023
Instrument	3594/1647

Lender

Name	SHELBY WYCKOFF
Type	Private Party

Agreement

Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 545 Date Palm Rd was $15,226.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Vero Beach City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,226.00	$942,325 Land $633,633 Building $308,692	$942,325 Land $633,633 Building $308,692
2023	$5,570.00 (+3.07%)	$388,822 (+3%)	$899,881 (+34.19%) Land $633,633 Building $266,248
2022	$5,404.00	$377,497	$670,625 Land $452,594 Building $218,031

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 545 Date Palm Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 200 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	603 units insured incl. 403 condo units
Nearby Flood Claims	76 (1984–2024)
Claims Outside the SFHA	41 of 76
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims Hurricane Frances, Sep 2004 · 53 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 545 Date Palm Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: East Creek Networks, Hotwire Communications.

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