545 Cypress Dr, Mount Airy, GA 30563 Property Records

Habersham County property record for 545 Cypress Dr, Mount Airy, GA 30563

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,244 sqft · built 2008
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on File
Last Sale	$130,500 (Oct 2008)
Tax Bill	$2,176 (2026)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`134 046V`

Property Details

APN / Parcel Number

Primary APN	`134 046V`
Alternative APNs	`658681` `415429`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,244 sqft Heated Area
Gross Area	1,800 sqft
1st Floor Area	1,244 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2012
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	22,651 sqft (0.52 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Patio Area	120 sqft
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	415429
Street Address	545 CYPRESS DR
City	MOUNT AIRY
State	GA
Zip	30563-4174
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	10-177 LT 35 PB 58-226 866-890
Legal Subdivision	RUSSELL WOODS
Legal Lot Number	35
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	3
Census Block	3019
Census Tract	400

Owner

545 Cypress Dr is owned and occupied by two individuals who bought it in October 2008.

Source: Habersham County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	545 CYPRESS DR, MOUNT AIRY, GA 30563-4174
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2008 · Amount on File
Deed Sale	Oct 27, 2008 · Amount on File
Prior Sale	Aug 5, 2008 · Amount on File
Deed Document Number	20084184
Deed Book / Page	866 / 890
Transfer Doc	000972/494
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	545 CYPRESS DR, MOUNT AIRY, GA 30563-4174
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 CYPRESS DR, MOUNT AIRY, GA 30563-4174

Mortgage

Document Number	0000001271/0000000168
Date	Jul 15, 2021
Book Page	0000001271/0000000168

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 545 Cypress Dr was $2,176 with a homeowner's exemption, up 0.8% from the year before.

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Municipality	Mount Airy Town
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,176.00 (+0.79%) Homeowner's exemption	$107,666 (+5.41%) Land $12,000 Building $95,666	$269,165 (+5.41%) Land $30,000 Building $239,165
2025	$2,159.00 Homeowner's exemption	$102,137 Land $12,000 Building $90,137	$255,342 Land $30,000 Building $225,342
2023	Homeowner's exemption	$84,732 (+16.83%) Land $14,000 Building $70,732	$211,830 (+16.83%) Land $35,000 Building $176,830
2022	Homeowner's exemption	$72,524 Land $12,000 Building $60,524	$181,310 Land $30,000 Building $151,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 545 Cypress Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 545 Cypress Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 69% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT AIRY serves 1,384 people · EPA ID GA1370005
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream Cable	1,000 / 25
T-Mobile Fixed Wireless	100 / 20