545 Curtiss Dr, Opa Locka, FL 33054 Property Records

Miami-Dade County property record for 545 Curtiss Dr, Opa Locka, FL 33054

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 889 sqft · built 1956
Lot Size	0.149 acres (6,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$289,000 (May 2022)
Tax Bill	$5,999 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`08-2121-001-0470`

Property Details

APN / Parcel Number

Primary APN	`08-2121-001-0470`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	889 sqft Living Area
1st Floor Area	889 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Rigid Frame Bar Joist
Lot Area	6,500 sqft (0.149 acres)
Patio Area	445 sqft

Location & Zoning

Street Address	545 CURTISS DR
City	OPA LOCKA
State	FL
Zip	33054-3009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0100
Legal Description	CURTISS PARKPB 50-2 LOT 20BLK 324 LOT SIZE6500 SQUARE FEET OR 10117-2141 0878 1
Legal Range	41E
Legal Township	52S
Legal Section	21
Legal Subdivision	CURTISS PARK
Legal Block	324
Legal Lot Number	20
Jurisdiction	DADE FL
Township / Civil Division	MIAMI
Census Block Group	1
Census Block	1007
Census Tract	504

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	545 CURTISS DR, OPA LOCKA, FL 33054-3009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 18, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage NESTOR MARIANO IMPERIALE LLC
May 22, 2018	Loan Modification, Mortgage · Conventional Mortgage OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2022 · Amount on Record
Deed Sale	May 23, 2022 · Amount on Record
Prior Sale	Apr 18, 2022 · Amount on Record
Deed Document Number	2022418483
Deed Book / Page	33202 / 2382
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	May 23, 2022
Property Address	545 CURTISS DR, OPA LOCKA, FL 33054-3009
Document Number	0000418483
Book / Page	33202 / 2382
Map Reference	MB 50 PG 2
Instrument Date	May 13, 2022
Instrument	2022R0418483
Transaction Type	Transfer
Record Updated	Jun 10, 2022
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SOLUTIONS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,734.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11455 SW 40TH ST255, 11455, MIAMI, FL 33165

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 CURTISS DR, OPA LOCKA, FL 33054-3009

Mortgage

Document Number	0000002384
Date	May 23, 2022
Instrument	33202/2384

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Apr 18, 2022
Property Address	545 CURTISS DR, OPA LOCKA, FL 33054-3009
Document Number	0000315342
Book / Page	33135 / 3894
Map Reference	MB 50 PG 2
Instrument Date	Mar 1, 2022
Instrument	2022R0315342
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	492 E LAKE DR, 492, RIVERDALE, GA 30274-3951

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11455 SW 40TH ST, MIAMI, FL 33165-3311

Mortgage

Document Number	0000003896
Date	Apr 18, 2022
Instrument	33135/3896

Lender

Name	NESTOR MARIANO IMPERIALE LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Mar 1, 2023

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DADE FL
Property Address	545 CURTISS DR, OPA LOCKA, FL 33054-3009
Document Number	0000361213
Instrument Date	May 22, 2018
Transaction Type	Mortgage
Record Updated	Jul 12, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	492 E LAKE DR RIVERDALE GA 302743951, RIVERDALE, GA 30274-3951

Mortgage

Document Number	0000361213
Date	Jun 19, 2018
Book Page	031019/004648
Instrument	361213

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	432 Months
Due	Jun 18, 2054

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Opa-locka City
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,999.00 (+6.21%) Homeowner's exemption	$260,806 (+27.33%)	$269,580 (+31.61%) Land $178,750 Building $90,830
2023	$5,648.00 (+402.49%)	$204,833 (+338.66%) Land $113,750 Building $91,083	$204,833 (+12.42%) Land $113,750 Building $91,083
2022	$1,124.00 Homeowner's exemption	$46,695	$182,209 Land $91,000 Building $91,209

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	20 (1979–2023)
Claims Outside the SFHA	12 of 20
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2000 · 8 claims Hurricane Irene, Oct 1999 · 5 claims Hurricane Andrew, Aug 1992 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OPA LOCKA serves 16,479 people · EPA ID FL4131001
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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