Carroll County property record for 545 Crossbridge Dr, Westminster, MD 21158
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,032 sqft · built 1990 |
| Lot Size | 0.305 acres (13,286 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $212,000 (Aug 2002) |
| Tax Bill | $6,289 (2026) |
| Deeds & Mortgages | May 2022 Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-103220 |
| Primary APN | 07-103220 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,032 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 13,286 sqft (0.305 acres) |
| Porch | Slab |
| Porch Area | 128 sqft |
| Deck Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 103220 |
|---|---|
| Street Address | 545 CROSSBRIDGE DR |
| City | WESTMINSTER |
| State | MD |
| Zip | 21158-9407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-4 |
| Legal Description | LT 27A - 13286 SF 545 CROSSBRIDGE RD 31-43 FURNACE HILLS PH 1 PLT A |
| Legal Subdivision | FURNACE HILLS PH 01 AMD |
| Legal Phase | 1 |
| Legal Lot Number | 27A |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 507704 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 545 CROSSBRIDGE DR, WESTMINSTER, MD 21158-9407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| May 3, 2021 | Deed, Transfer · Conventional Mortgage DIRECT MORTGAGE LOANS LLC |
| Jul 1, 2020 | Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 12, 2002 · Amount on Record |
| Deed Sale | Aug 12, 2002 · Amount on Record |
| Prior Sale | Oct 22, 1992 · Amount on Record |
| Deed Document Number | 2002608 |
| Deed Book / Page | 2993 / 419 |
| Last Transfer Date | Apr 16, 2021 |
| Transfer Doc | 0102430382 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 545 CROSSBRIDGE DR, WESTMINSTER, MD 21158-9407 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0107710398 |
|---|---|
| Date | May 11, 2022 |
| Book Page | 10771/398 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | May 3, 2021 |
| Property Address | 545 CROSSBRIDGE DR, WESTMINSTER, MD 21158-9407 |
| Document Number | 0102430382 |
| Book / Page | 10243 / 382 |
| Map Reference | MB 31 F O 45 |
| Instrument Date | Apr 16, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | COMMUNITY SETTLEMENTS & ESCROW LLC, COMMUNITY STLMTS & ESCROW LL |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 545 CROSSBRIDGE DR, WESTMINSTER, MD 21158-9407 |
| Document Number | 0010243388 |
|---|---|
| Date | May 3, 2021 |
| Instrument | 10243/388 |
| Name | DIRECT MORTGAGE LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 545 CROSSBRIDGE DR, WESTMINSTER, MD 21158-9407 |
| Document Number | 0097550267 |
| Instrument Date | Jul 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2020 |
| Title Company | MBH SETTLEMENT GROUP LC, MBH SETTLEMENT GRP LC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 545 CROSSBRIDGE DR WESTMINSTER MD 211589407, WESTMINSTER, MD 21158-9407 |
| Document Number | 0097550267 |
|---|---|
| Date | Jul 10, 2020 |
| Book Page | 009755/000267 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 9, 2050 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Westminster City |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,289.00 (+5.82%) Homeowner's exemption | $392,800 (+7%) Land $112,700 Building $280,100 | $392,800 (-) Land $112,700 Building $280,100 |
| 2025 | $5,943.00 (+11.4%) Homeowner's exemption | $367,100 (+16.28%) | $392,800 (+24.42%) Land $112,700 Building $280,100 |
| 2023 | $5,335.00 Homeowner's exemption | $315,700 Land $112,700 Building $203,000 | $315,700 Land $112,700 Building $203,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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