Plumas County property record for 545 Cross St, Chester, CA 96020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,776 sqft · built 1987 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $343,000 (Sep 2025) |
| Tax Bill | $3,498 (2025) |
| Deeds & Mortgages | Sep 2025 Sale Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 100-172-017-000 |
| Primary APN | 100-172-017-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,776 sqft Living Area |
| Gross Area | 2,832 sqft |
| Basement Area | 528 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Construction Type | Frame |
| Lot Area | 16,553 sqft (0.38 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Old Parcel Number | 100-172-017 |
|---|---|
| Street Address | 545 CROSS ST |
| City | CHESTER |
| State | CA |
| Zip | 96020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 7R |
| Legal Subdivision | CENTRAL ADD |
| Legal Lot Number | 1 |
| Jurisdiction | PLUMAS CA |
| Township / Civil Division | CHESTER |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 501 |
545 Cross St is held in a trust since September 2025.
Source: Plumas County records, as of July 15, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 334 OSPREY LOOP, CHESTER, CA 96020-9715 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 17, 2025 | Grant Deed, Transfer CALSIERRA TITLE COMPANY, CAL SIERRA TITLE COMPANY |
| Dec 23, 2020 | Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2025 · Amount on File |
| Deed Sale | Sep 17, 2025 · Amount on File |
| Prior Sale | Dec 23, 2020 · Amount on File |
| Deed Document Number | 20254343 |
| Transfer Doc | 0000008238 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PLUMAS CA |
| Recording Date | Sep 17, 2025 |
| Property Address | 545 CROSS ST, CHESTER, CA 96020 |
| Document Number | 0000004343 |
| Map Reference | MB 1 PG 24 |
| Instrument Date | Sep 11, 2025 |
| Instrument | 2025-0004343 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2025 |
| Title Company | CALSIERRA TITLE COMPANY, CAL SIERRA TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 334 OSPREY LOOP, CHESTER, CA 96020-9715 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PLUMAS CA |
| Recording Date | Dec 23, 2020 |
| Property Address | 545 CROSS ST, CHESTER, CA 96020 |
| Document Number | 0000008239 |
| Map Reference | MB 1 PG 24 |
| Instrument Date | Dec 8, 2020 |
| Instrument | 2020-0008239 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2021 |
| Title Company | CAL SIERRA TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | PO BOX 132, CHESTER, CA 96020-0132 |
| Document Number | 0000008240 |
|---|---|
| Date | Dec 23, 2020 |
| Instrument | 2020-0008240 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 545 Cross St was $3,498.
Source: Plumas County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | Plumas County |
| Unified School District | Plumas Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $343,000 (+13.17%) Land $43,000 Building $300,000 | |
| 2025 | $3,498.00 | $303,079 Land $64,945 Building $238,134 |
| 2023 | $3,202.00 (+0.25%) | $291,312 Land $62,424 Building $228,888 |
| 2022 | $3,194.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 545 Cross St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 545 Cross St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTER PUBLIC U.D. serves 2,187 people · EPA ID CA3210009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Zito Media Fiber · Cable in parts of the area | 1,000 / 1,000 |
| DigitalPath Fixed Wireless | 400 / 100 |
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