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545 Cooper St, Smithville, TN 37166 Property Records

DeKalb County property record for 545 Cooper St, Smithville, TN 37166

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,100 sqft · built 1973
Lot Size0.459 acres (20,000 sqft)
OwnerIndividual Name on File
Last Sale$255,000 (Feb 2025)
Deeds & MortgagesFeb 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN021073C A 01500

Property Details

APN / Parcel Number

Primary APN021073C A 01500
Alternative APN
  • 073C A 01500

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,100 sqft Living Area
1st Floor Area1,100 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1988
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area20,000 sqft (0.459 acres)
Lot Dimensions200 ft deep x 100 ft wide
Garage TypeFinished
Garage Area625 sqft
Parking Spaces2 Parking Spaces
PorchSlab

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address545 COOPER ST
CitySMITHVILLE
StateTN
Zip37166-2220
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionDISTRICT: 9; SUBDIVISION: WILSON HEIGHTS; BLOCK: B
Legal SubdivisionWILSON HEIGHTS
Legal BlockB
Legal Lot Number7
JurisdictionDE KALB TN
Township / Civil Division7
Census Block Group3
Census Block3032
Census Tract920201

Owner

Source: DeKalb County assessment roll, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address545 COOPER ST, SMITHVILLE, TN 37166-2220
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 28, 2025 · Amount on Record
Deed SaleFeb 28, 2025 · Amount on Record
Prior SaleApr 1, 2013
Deed Document Number2025217982
Deed Book / Page589 / 653
Record UpdatedJun 8, 2026

February 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB TN
Recording DateFeb 28, 2025
Property Address545 COOPER ST, SMITHVILLE, TN 37166-2220
Document Number0005890653
Book / Page589 / 653
Instrument DateFeb 26, 2025
Instrument217982
Transaction TypeTransfer
Record UpdatedJan 16, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$9.44
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address545 COOPER ST, SMITHVILLE, TN 37166-2220

Mortgage

Document Number0000217983
DateFeb 28, 2025
Instrument217983
Lender
NameFAIRWAY INDEPENDENT MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJan 1, 2055

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyDeKalb County
MunicipalitySmithville City
Unified School DistrictDeKalb County School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$28,600 (-) Land $4,125 Building $24,475
2024$28,600 (-) Land $4,125 Building $24,475
2023$28,600 Land $4,125 Building $24,475
2021$114,400 Land $16,500 Building $97,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSMITHVILLE WATER SYSTEM
serves 7,049 people · EPA ID TN0000637
Water SourceSurface water
Last State InspectionJun 2025
Also Mapped HereDEKALB UTILITY DISTRICT #1
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
DeKalb Telephone Cooperative
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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