Norfolk County and Braintree Town City property record for 545 Commercial St, Braintree, MA 02184
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,944 sqft · built 1900 |
| Lot Size | 0.122 acres (5,301 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $800,000 (Nov 2024) |
| Tax Bill | $6,585 (2026) |
| Deeds & Mortgages | Nov 2024 Sale & Mortgage Jan 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BRAI M:3057 B:0 L:4 |
| Primary APN | BRAI M:3057 B:0 L:4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,944 sqft Living Area |
| Gross Area | 3,140 sqft |
| Basement Area | 972 sqft |
| Unfinished Basement | 972 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 5,301 sqft (0.122 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 545 COMMERCIAL ST |
|---|---|
| City | BRAINTREE |
| State | MA |
| Zip | 02184-2026 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | B |
| Legal Lot Number | 4 |
| Jurisdiction | BRAINTREE MA |
| Township / Civil Division | BRAINTREE TOWN |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 419300 |
Source: Norfolk County and Braintree Town City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 545 COMMERCIAL ST, BRAINTREE, MA 02184-2026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Nov 4, 2024 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROCKLAND TRUST CO |
| Jan 14, 2019 | Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK |
| Aug 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ABINGTON SVGS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 4, 2024 · Amount on Record |
| Deed Sale | Nov 4, 2024 · Amount on Record |
| Prior Sale | Jul 31, 1996 · Amount on Record |
| Deed Book / Page | 42089 / 448 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BRAINTREE MA |
| Recording Date | Nov 4, 2024 |
| Property Address | 545 COMMERCIAL ST, BRAINTREE, MA 02184-2026 |
| Document Number | 042089-448 |
| Book / Page | 42089 / 448 |
| Instrument Date | Nov 4, 2024 |
| Instrument | 73377 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 545 COMMERCIAL ST, BRAINTREE, MA 02184-2026 |
| Document Number | 0000073378 |
|---|---|
| Date | Nov 4, 2024 |
| Instrument | 73378 |
| Name | ROCKLAND TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.99% |
| Type Change Date | Dec 1, 2031 |
| Max Rate At Change | 2.5% |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRAINTREE MA |
| Property Address | 545 COMMERCIAL ST, BRAINTREE, MA 02184-2026 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36555-429 |
|---|---|
| Date | Jan 14, 2019 |
| Book Page | 36555/429 |
| Instrument | 2776 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRAINTREE MA |
| Property Address | 545 COMMERCIAL ST, BRAINTREE, MA 02184-2026 |
| Document Number | 38267-521 |
| Instrument Date | Aug 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 545 COMMERCIAL ST BRAINTREE MA 021842026, BRAINTREE, MA 02184-2026 |
| Document Number | 38267-521 |
|---|---|
| Date | Aug 28, 2020 |
| Book Page | 038267/000521 |
| Instrument | 88432 |
| Name | ABINGTON SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 27, 2050 |
Source: Norfolk County and Braintree Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| Municipality | Braintree Town City |
| Unified School District | Braintree School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,585.00 (+4.56%) | $654,600 (+3.72%) Land $291,000 Building $356,200 | $800,565 |
| 2025 | $6,298.00 (+15.28%) | $631,100 (+9.51%) Land $282,500 Building $348,600 | |
| 2024 | $5,463.00 (+5.14%) | $576,300 (+8.25%) Land $261,100 Building $315,200 | |
| 2023 | $5,196.00 | $532,400 Land $239,700 Building $292,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRAINTREE WATER AND SEWER DEPT. serves 39,143 people · EPA ID MA4040000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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