545 Colonial Rd, River Vale (Westwood), NJ 07675 Property Records

Bergen County and River Vale Township property record for 545 Colonial Rd, River Vale, NJ 07675

Property Summary

Property Type	Single Family Home
Details	2,444 sqft · built 1962
Lot Size	0.528 acres (22,995 sqft)
Owner	2 Individual Names on Record
Last Sale	$790,000 (Dec 2022)
Tax Bill	$18,296 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`53-00512-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`53-00512-0000-00011`
Alternative APNs	`530051200011` `040050`

Interior

Stories	1 Story
Building Area	2,444 sqft Living Area
1st Floor Area	2,444 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	22,995 sqft (0.528 acres)
Lot Dimensions	219 ft deep x 105 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	040050
Street Address	545 COLONIAL RD
City	RIVER VALE
State	NJ
Zip	07675-6166
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	105X219
Legal Subdivision	OAK FOREST SEC #2
Legal Block	512
Legal Lot Number	11
Jurisdiction	BERGEN NJ
Township / Civil Division	RIVER VALE
Census Block Group	3
Census Block	3007
Census Tract	49001

Owner

Source: Bergen County and River Vale Township records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	545 COLONIAL RD, RIVER VALE, NJ 07675-6166
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2022 · Amount on Record
Deed Sale	Dec 20, 2022 · Amount on Record
Prior Sale	Aug 23, 2005 · Amount on Record
Deed Document Number	2022115673
Deed Book / Page	4885 / 1698
Record Updated	Oct 29, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Dec 20, 2022
Property Address	545 COLONIAL RD, RIVER VALE, NJ 07675-6166
Document Number	0048851698
Book / Page	4885 / 1698
Instrument Date	Nov 8, 2022
Instrument	2022115673
Transaction Type	Transfer
Record Updated	Jan 12, 2023
Title Company	CARNEGIE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,412.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	449 NW DOVER CT, PORT ST LUCIE, FL 34983-3413

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 COLONIAL RD, RIVER VALE, NJ 07675-6166

Mortgage

Document Number	2022115674
Date	Dec 20, 2022
Instrument	2022115674

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Dec 1, 2029
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	10.2%
Index	1-Year T-Bill
Max Rate	10.2%

Tax Assessment & Valuation

Source: Bergen County and River Vale Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
County Subdivision	River Vale Township
Secondary School District	Pascack Valley Regional School District (09 - 12)
Elementary School District	River Vale Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$653,200 (-) Land $377,500 Building $275,700	$653,200 (-) Land $377,500 Building $275,700
2025	$18,296.00 (+2.57%)	$653,200 (-) Land $377,500 Building $275,700	$653,200 (-) Land $377,500 Building $275,700
2024	$17,838.00 (+3.25%)
2023		$653,200 Land $377,500 Building $275,700	$653,200 Land $377,500 Building $275,700
2022	$17,277.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	16 (1978–2025)
Claims Outside the SFHA	9 of 16
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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