Duval County property record for 545 Clipper Ship Ln, Atlantic Beach, FL 32233
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,320 sqft · built 1981 |
| Lot Size | 0.164 acres (7,121 sqft) |
| Owner | Individual Name on File |
| Last Sale | $415,000 (Jan 2018) |
| Tax Bill | $5,785 (2025) |
| Deeds & Mortgages | Jan 2018 Sale & Mortgage May 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 170703-0220 |
| Primary APN | 170703-0220 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,320 sqft Living Area |
| Gross Area | 1,568 sqft |
| 1st Floor Area | 1,224 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,121 sqft (0.164 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 545 CLIPPER SHIP LN |
|---|---|
| City | ATLANTIC BEACH |
| State | FL |
| Zip | 32233-4112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARS-2 |
| Legal Description | 35-64 17-2S-29E SEASPRAY LOT 10 BLK 1 |
| Legal Range | 29E |
| Legal Township | 02S |
| Legal Section | 17 |
| Legal Subdivision | SEASPRAY |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE BEACHES |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 13906 |
545 Clipper Ship Ln is owned and occupied by an individual who bought it in January 2018.
Source: Duval County records, as of September 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 545 CLIPPER SHIP LN, ATLANTIC BEACH, FL 32233-4112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 4, 2018 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| May 17, 2017 | Warranty Deed, Transfer RICHARD T MOREHEAD TITLE AND ESC, RICHARD T MOREHEAD TITLE & ESC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 4, 2018 · Amount on File |
| Deed Sale | Jan 4, 2018 · Amount on File |
| Prior Sale | May 17, 2017 · Amount on File |
| Deed Document Number | 20181840 |
| Deed Book / Page | 18239 / 1985 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Jan 4, 2018 |
| Property Address | 545 CLIPPER SHIP LN, ATLANTIC BEACH, FL 32233-4112 |
| Document Number | 0182391985 |
| Book / Page | 18239 / 1985 |
| Map Reference | MB 35 PG 64&64A |
| Instrument Date | Dec 29, 2017 |
| Instrument | 2018001840 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | RICHARD T MOREHEAD TITLE & E |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,905.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4371 POCAHONTAS TRL, 4371, QUINTON, VA 23141-1392 |
| Name | Verified Name |
|---|---|
| Address | 545 CLIPPER SHIP LN, ATLANTIC BEACH, FL 32233-4112 |
| Document Number | 2018001841 |
|---|---|
| Date | Jan 4, 2018 |
| Instrument | 2018001841 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | May 17, 2017 |
| Property Address | 545 CLIPPER SHIP LN, ATLANTIC BEACH, FL 32233-4112 |
| Document Number | 0179851675 |
| Book / Page | 017985 / 001675 |
| Instrument Date | May 15, 2017 |
| Instrument | 115443 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2017 |
| Title Company | RICHARD T MOREHEAD TITLE AND ESC, RICHARD T MOREHEAD TITLE & ESC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,065.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4371 POCAHONTAS TRL QUINTON VA 231411392, QUINTON, VA 23141-1392 |
The 2025 property tax bill for 545 Clipper Ship Ln was $5,785 with a homeowner's exemption, up 1.9% from the year before.
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Atlantic Beach City |
| County | Duval County |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $387,814 (+2.7%) | $573,289 (-0.52%) Land $362,344 Building $210,945 | |
| 2025 | $5,785.00 (+1.88%) Homeowner's exemption | $377,619 | $576,272 Land $360,000 Building $216,272 |
| 2024 | $5,678.00 (+2.83%) | ||
| 2023 | $5,522.00 (+7.83%) Homeowner's exemption | $356,289 (+3%) | $523,682 (+24.84%) Land $350,000 Building $173,682 |
| 2022 | $5,121.00 Homeowner's exemption | $345,912 | $419,467 Land $240,000 Building $179,467 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 545 Clipper Ship Ln in Zone X, an area of minimal flood risk, though there have been 35 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 289 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 289 in force |
| Nearby Flood Claims | 35 (1979–2024) |
| Claims Outside the SFHA | 32 of 35 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 545 Clipper Ship Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATLANTIC BEACH WATER SYSTEM serves 23,503 people · EPA ID FL2160200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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