545 Cliff View Dr, Reno, NV 89523 Property Records

Washoe County property record for 545 Cliff View Dr, Reno, NV 89523

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,221 sqft · built 1989
Lot Size	0.453 acres (19,767 sqft)
Owner	Individual Name on Record
Last Sale	$700,000 (Aug 2023)
Tax Bill	$2,756 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`038-575-06`

Property Details

APN / Parcel Number

Primary APN	`038-575-06`
Alternative APN	`72182`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,221 sqft Living Area
1st Floor Area	2,221 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	19,767 sqft (0.453 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	60 sqft
Deck Area	300 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	72182
Street Address	545 CLIFF VIEW DR
City	RENO
State	NV
Zip	89523-9668
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDS
Legal Description	MOGUL MEADOWS 2 LT 6 BLK A
Legal Range	18
Legal Township	19
Legal Subdivision	MOGUL MEADOWS 2
Legal Block	A
Legal Lot Number	6
Jurisdiction	WASHOE NV
Township / Civil Division	VERDI
Census Block Group	1
Census Block	1010
Census Tract	2304

Owner

Source: Washoe County records, as of January 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	545 CLIFF VIEW DR, RENO, NV 89523-9668
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 25, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2023 · Amount on Record
Deed Sale	Aug 25, 2023 · Amount on Record
Prior Sale	Dec 20, 2011
Deed Document Number	5401927
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	545 CLIFF VIEW DR, RENO, NV 89523-9668
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	BEST TITLE COMPANY, ESSENT TITLE INSURANCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 CLIFF VIEW DR, RENO, NV 89523-9668

Mortgage

Document Number	0005572258
Date	Oct 2, 2025
Instrument	5572258

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

August 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Aug 25, 2023
Property Address	545 CLIFF VIEW DR, RENO, NV 89523-9668
Document Number	0005401927
Map Reference	FILE 754267
Instrument Date	Aug 17, 2023
Instrument	5401927
Transaction Type	Transfer
Record Updated	Sep 7, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE RENO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,870.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9163 GRAYCLIFF LN, RENO, NV 89523-3945

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	545 CLIFF VIEW DR, RENO, NV 89523-9668

Mortgage

Document Number	0005401928
Date	Aug 25, 2023
Instrument	5401928

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Washoe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,756.00 (+5.96%)	$121,897 (+5.21%) Land $56,840 Building $65,057	$348,276 (+5.21%) Land $162,400 Building $185,876
2023	$2,601.00 (+3.01%)	$115,863 (+20.49%) Land $52,675 Building $63,188	$331,038 (+20.49%) Land $150,500 Building $180,538
2022	$2,525.00	$96,159 Land $43,085 Building $53,074	$274,739 Land $123,100 Building $151,639

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 44% of Nevada
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hot Spot Broadband Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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