Montgomery County property record for 545 Clay St, Montgomery, AL 36104
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,104 sqft · built 1987 |
| Lot Size | 0.113 acres (4,935 sqft) |
| Owner | Company Name on File |
| Tax Bill | $793 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-01-12-3-012-005.000 |
| Primary APN | 11-01-12-3-012-005.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,104 sqft Living Area |
| 1st Floor Area | 1,104 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 4,935 sqft (0.113 acres) |
| Lot Dimensions | 150 ft deep x 32.9 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | 157 sqft |
| Patio Area | 157 sqft |
| Utility Building | 35 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 261764 |
|---|---|
| Street Address | 545 CLAY ST |
| City | MONTGOMERY |
| State | AL |
| Zip | 36104-3366 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | T4-R |
| Legal Description | 1101123012005000 |
| Legal Range | 17E |
| Legal Township | 16N |
| Legal Section | 12 |
| Legal Subdivision | COTTAGE HILL RIVER VIEW 2 |
| Legal Lot Number | 1A |
| Jurisdiction | MONTGOMERY AL |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 1 |
| Census Block | 1090 |
| Census Tract | 100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Cottage Hill Historic District listed 1976 · 116 contributing resources · NRIS 76000350 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
545 Clay St, a single family home, is owned by a company.
Source: Montgomery County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 550 CLAY ST, MONTGOMERY, AL 36104-3367 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 545 Clay St was $793, down 15.5% from the year before.
Source: Montgomery County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Montgomery County |
| Municipality | Montgomery City |
| Unified School District | Montgomery County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $793.00 (-15.46%) | ||
| 2025 | $938.00 | $19,240 Land $3,000 Building $16,240 | $96,200 Land $15,000 Building $81,200 |
| 2023 | $636.00 | $13,020 Land $3,000 Building $10,020 | $65,100 Land $15,000 Building $50,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 545 Clay St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1981–1992) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Nov 1992 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 545 Clay St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: T-Mobile, Verizon.
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