545 Cherry Cir N, Hudson, WI 54016 Property Records

St. Croix County property record for 545 Cherry Cir N, Hudson, WI 54016

Property Summary

Property Type	Single Family Home
Lot Size	0.421 acres (18,354 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Mar 2024)
Tax Bill	$4,052 (2026)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Jun 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`161-2046-20-000`

Property Details

APN / Parcel Number

Primary APN	`161-2046-20-000`
Alternative APN	`13.29.20.2004`

Exterior

Lot Area	18,354 sqft (0.421 acres)

Location & Zoning

Street Address	545 CHERRY CIR N
City	HUDSON
State	WI
Zip	54016-1099
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 13 T29N R20W NW1/4 SW1/4 LOT 20 GLEN OAKS VIL OF NORTH HUDSON
Legal Range	20W
Legal Township	29N
Legal Section	13
Legal Subdivision	GLEN OAKS VIL OF NORTH HUDSON
Legal Lot Number	20
Jurisdiction	ST CROIX WI
Township / Civil Division	NORTH HUDSON
Census Block Group	2
Census Block	2001
Census Tract	120300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chicago, St. Paul, Minneapolis and Omaha Railroad Car Shop Historic District listed 1984 · 13 contributing resources · NRIS 84000072

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

545 Cherry Cir N is owned and occupied by two individuals who bought it in March 2024.

Source: St. Croix County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	545 CHERRY CIR N, HUDSON, WI 54016-1099
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Jun 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage NORTHVIEW BANK & TRUST
Jan 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage CITY & COUNTY EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2024 · Amount on File
Deed Sale	Mar 18, 2024 · Amount on File
Deed Document Number	20241176868
Prior Transfer Date	Feb 9, 2005
Prior Transfer Doc	0000787126
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Mar 18, 2024
Property Address	545 CHERRY CIR N, HUDSON, WI 54016-1099
Document Number	0001176868
Instrument Date	Mar 15, 2024
Instrument	1176868
Transaction Type	Transfer
Record Updated	Apr 3, 2024
Title Company	PARTNERS TITLE-EDINA, PARTNERS TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,125.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001176869
Date	Mar 18, 2024
Instrument	1176869

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	545 CHERRY CIR N, HUDSON, WI 54016-1099
Transaction Type	Mortgage
Record Updated	Jul 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001167843
Date	Jun 14, 2023
Instrument	1167843

Lender

Name	NORTHVIEW BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jun 13, 2028

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	545 CHERRY CIR N, HUDSON, WI 54016-1099
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001060170
Date	Jan 19, 2018
Instrument	1060170

Lender

Name	CITY & COUNTY EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 545 Cherry Cir N was $4,052 with a homeowner's exemption.

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
Municipality	North Hudson Village
Unified School District	Hudson School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,052.00 Homeowner's exemption
2025	$4,052.00 Homeowner's exemption	$300,700 Land $69,000 Building $231,700	$300,700 Land $69,000 Building $231,700
2023	$3,619.00 Homeowner's exemption	$300,700 Land $69,000 Building $231,700	$300,700 Land $69,000 Building $231,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 545 Cherry Cir N in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 545 Cherry Cir N is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUDSON WATERWORKS serves 18,558 people · EPA ID WI6560087
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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