545 Central Ave, Lakeside Marblehead, OH 43440 Property Records

Ottawa County property record for 545 Central Ave, Lakeside Marblehead, OH 43440

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 503 sqft · built 1910
Lot Size	0.071 acres (3,101 sqft)
Owner	Individual Name on File
Last Sale	$93,500 (Feb 2016)
Tax Bill	$2,731 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Dec 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`019126-5`

Property Details

APN / Parcel Number

Primary APN	`019126-5`
Alternative APN	`014-04033-05235-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	503 sqft Living Area
Gross Area	654 sqft
1st Floor Area	402 sqft
Attic	Attic
Attic Area	252 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Wood
Foundation Type	Raised
Lot Area	3,101 sqft (0.071 acres)
Lot Dimensions	94 ft deep x 33 ft wide

Exterior Amenities

Porch	Slab
Porch Area	126 sqft
Deck Area	16 sqft
Canopy	16 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	019126-5
Street Address	545 CENTRAL AVE
City	LAKESIDE MARBLEHEAD
State	OH
Zip	43440-1836
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKESIDE BLK 7 LOT 7
Legal Block	7
Legal Lot Number	7
Jurisdiction	OTTAWA OH
Township / Civil Division	DANBURY
Census Block Group	3
Census Block	3047
Census Tract	50302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lakeside Historic District listed 1983 · 766 contributing resources · NRIS 83002020

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

545 Central Ave is owned by an individual who bought it in February 2016.

Source: Ottawa County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	2509 ALDRINGHAM RD, TOLEDO, OH 43606-3214
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF BELLEVUE
Dec 21, 2018	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF BELLEVUE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2016 · Amount on File
Deed Sale	Feb 22, 2016 · Amount on File
Deed Document Number	2016256183
Deed Book / Page	1577 / 155
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OH
Property Address	545 CENTRAL AVE, LAKESIDE MARBLEHEAD, OH 43440-1836
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	HARTUNG TITLE ORDER

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000281934
Date	Dec 20, 2018
Book Page	1704/0377
Instrument	201800281934

Lender

Name	FIRST NATIONAL BANK OF BELLEVUE
Type	Bank
Address	BELLEVUE, OH 44811

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2034

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OH
Property Address	545 CENTRAL AVE, LAKESIDE MARBLEHEAD, OH 43440-1836
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	HARTUNG TITLE ORDER

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000281967
Date	Dec 21, 2018
Book Page	1704/0531
Instrument	201800281967

Lender

Name	FIRST NATIONAL BANK OF BELLEVUE
Type	Bank
Address	BELLEVUE, OH 44811

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 15, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 545 Central Ave was $2,731, up 0.4% from the year before.

Source: Ottawa County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ottawa County
County Subdivision	Danbury Township
Unified School District	Danbury Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,731.00 (+0.4%)	$79,825 (-) Land $48,132 Building $31,693
2024	$2,720.00 (+23.3%)	$79,825 (+24.34%) Land $48,132 Building $31,693	$228,070 Land $137,520 Building $90,550
2023	$2,206.00 (+1.15%)	$64,201 (+1.59%) Land $37,023 Building $27,178
2022	$2,181.00	$63,196 Land $37,023 Building $26,173
2021			$183,430 Land $105,780 Building $77,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 545 Central Ave in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	11 (1998–2021)
Most Recent Claim	May 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 545 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARBLEHEAD VILLAGE serves 865 people · EPA ID OH6202411
Water Source	Purchased surface water from OTTAWA COUNTY REGIONAL WATER DISTRICT
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 894 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Amplex Wireless, Verizon.

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