545 Cedar Ave, Grand Junction, CO 81501 Property Records

Mesa County property record for 545 Cedar Ave, Grand Junction, CO 81501

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,606 sqft · built 1953
Lot Size	0.234 acres (10,193 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Mar 2006)
Tax Bill	$2,173 (2025)
Deeds & Mortgages	Sep 2026 Transfer Dec 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2945-112-03-004`

Property Details

APN / Parcel Number

Primary APN	`2945-112-03-004`
Alternative APN	`R058615`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,606 sqft Living Area
Gross Area	2,788 sqft
1st Floor Area	2,198 sqft
Basement Area	408 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,193 sqft (0.234 acres)
Lot Dimensions	135 ft deep x 76 ft wide
Garage Type	Carport
Garage Area	324 sqft
Carport	Carport
Carport Area	324 sqft
Porch	Patio
Porch Area	372 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R058615
Street Address	545 CEDAR AVE
City	GRAND JUNCTION
State	CO
Zip	81501-7427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLK 5 BOOKCLIFF PARK
Legal Range	001
Legal Township	01S
Legal Section	11
Legal Subdivision	BOOKCLIFF PARK
Legal Block	5
Legal Lot Number	9
Jurisdiction	MESA CO
Township / Civil Division	GRAND JUNCTION
Census Block Group	1
Census Block	1002
Census Tract	400

Owner

545 Cedar Ave is owned and occupied by an individual who acquired it in September 2026.

Source: Mesa County records, as of September 30, 2026

Owner of Record	Individual Name on File
Mailing Address	545 CEDAR AVE, GRAND JUNCTION, CO 81501-7427
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Dec 12, 2025	Deed of Trust, Mortgage · Line of Credit CANVAS CU
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC
Sep 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2006 · Amount on File
Deed Sale	Mar 13, 2006 · Amount on File
Prior Sale	Jul 22, 2003 · Amount on File
Deed Document Number	20062306262
Deed Book / Page	4111 / 243
Last Transfer Date	Sep 21, 2026
Transfer Doc	0003171300
Record Updated	Oct 29, 2026

September 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MESA CO
Recording Date	Sep 22, 2026
Property Address	545 CEDAR AVE, GRAND JUNCTION, CO 81501-7427
Document Number	0003171300
Instrument Date	Sep 21, 2026
Instrument	20263171300
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	545 CEDAR AVE, GRAND JUNCTION, CO 81501-7427
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003145315
Date	Dec 12, 2025
Instrument	3145315

Lender

Name	CANVAS CU
Type	Credit Union
Address	ENGLEWOOD, CO 80155

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 15, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	545 CEDAR AVE, GRAND JUNCTION, CO 81501-7427
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	ABSTRACT AND TITLE COMPANY, ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002969886
Date	Mar 8, 2021
Instrument	2969886

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	545 CEDAR AVE, GRAND JUNCTION, CO 81501-7427
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002896972
Date	Sep 30, 2019
Instrument	2896972

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 545 Cedar Ave was $2,173, up 2% from the year before.

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Municipality	Grand Junction City
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,173.00 (+1.97%)	$30,010 (+0.17%) Land $6,560 Building $23,450	$480,220 Land $105,000 Building $375,220
2024	$2,131.00 (+0.61%)	$29,960 (-) Land $6,030 Building $23,930
2023	$2,118.00 (+21.72%)	$29,960 (+24.11%) Land $6,030 Building $23,930	$447,070 Land $89,940 Building $357,130
2022	$1,740.00	$24,140 Land $5,210 Building $18,930
2021			$347,370 Land $75,000 Building $272,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 545 Cedar Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 545 Cedar Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRAND JUNCTION serves 26,000 people · EPA ID CO0139321
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Highline Internet Fiber	1,000 / 200
Starlink Satellite	280 / 30

May also be available: Clearnetworx, T-Mobile, Verizon.

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