Santa Cruz County property record for 545 Cathedral Dr, Aptos, CA 95003 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1980 |
| Square Footage | 1,719 sqft Living Area |
| Lot Size | 10,324 sqft (0.237 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $380,000 (2002) |
| Tax Bill | $7,023.00 (2025) |
| Primary APN | 040-217-04 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,719 sqft Living Area |
| Gross Area | 2,189 sqft Gross Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Wood Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 10,324 sqft (0.237 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 470 sqft Garage |
| Deck Area | 777 sqft Deck |
| Patio Area | 777 sqft Patio |
| Topography | Steep Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Street Address | 545 CATHEDRAL DR |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-3456 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | MONTE TOYON/RIO DEL MAR/MONTER |
| Legal Block | 4 |
| Legal Lot Number | 14,15 |
| Jurisdiction | SANTA CRUZ CA |
| Minor Civil Division | SANTA CRUZ |
| Census Blockgroup | 1 |
| Census Block | 1016 |
| Census Tract | 122002 |
Source: Santa Cruz County records · APN 040-217-04
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 545 CATHEDRAL DR, APTOS, CA 95003-3456 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 07, 2025 | Deed of Trust, Mortgage · Line of Credit STAR ONE CU |
| Jun 24, 2020 | Deed of Trust, Mortgage · Line of Credit STAR ONE CU |
| Feb 07, 2017 | Deed of Trust, Mortgage · Conventional Mortgage STAR ONE CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 05, 2002 · Amount on Record |
| Deed Sale | Apr 05, 2002 · Amount on Record |
| Deed Doc Number | 200224425 |
| Last Transfer Date | Aug 19, 2013 |
| Transfer Doc | 0000045798 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 545 CATHEDRAL DR, APTOS, CA 95003-3456 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 545 CATHEDRAL DR, APTOS, CA 95003-3456 |
| Document Number | 0000021376 |
|---|---|
| Date | Oct 07, 2025 |
| Instrument | 2025-0021376 |
| Name | STAR ONE CU |
|---|---|
| Type | Credit Union |
| Address | SUNNYVALE, CA 94088 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 303 Months |
| Due | Jan 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 545 CATHEDRAL DR, APTOS, CA 95003-3456 |
| Document Number | 0000024713 |
| Instrument Date | Jun 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2020 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 545 CATHEDRAL DR APTOS CA 950033456, APTOS, CA 95003-3456 |
| Document Number | 0000024713 |
|---|---|
| Date | Jul 09, 2020 |
| Instrument | 24713 |
| Name | STAR ONE CU |
|---|---|
| Type | Credit Union |
| Address | SUNNYVALE, CA 94088 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 08, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 545 CATHEDRAL DR, APTOS, CA 95003-3456 |
| Document Number | 0000005677 |
| Instrument Date | Feb 07, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2018 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 545 CATHEDRAL DR APTOS CA 950033456, APTOS, CA 95003-3456 |
| Document Number | 0000005677 |
|---|---|
| Date | Feb 15, 2017 |
| Instrument | 5677 |
| Name | STAR ONE CU |
|---|---|
| Type | Credit Union |
| Address | SUNNYVALE, CA 94088 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 14, 2027 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $596,635 (+2%) Land $331,509 Building $265,126 | ||
| 2025 | $7,023.00 (+10.1%) Homeowner's exemption | $584,936 (+4.04%) Land $325,009 Building $259,927 | |
| 2023 | $6,379.00 (+0.68%) Homeowner's exemption | $562,222 Land $312,388 Building $249,834 | $786,060 |
| 2022 | $6,336.00 |
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