Franklin County property record for 545 Cascade Dr, Winchester, TN 37398
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,881 sqft · built 2016 |
| Lot Size | 0.778 acres (33,900 sqft) |
| Owner | Individual Name on File |
| Last Sale | $489,000 (Mar 2021) |
| Tax Bill | $3,211 (2022) |
| Deeds & Mortgages | Dec 2023 Second Mortgage Mar 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 026055C A 03400 |
| Primary APN | 026055C A 03400 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,881 sqft Living Area |
| 1st Floor Area | 2,567 sqft |
| Upper Floors Area | 419 sqft |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Stone |
| Foundation Type | Footing |
| Lot Area | 33,900 sqft (0.778 acres) |
| Lot Dimensions | 226 ft deep x 150 ft wide |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 638 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 640 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 256 sqft |
| Patio Area | 1 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 545 CASCADE DR |
|---|---|
| City | WINCHESTER |
| State | TN |
| Zip | 37398-4760 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 01, COUNTY AREA: W01 |
| Legal Subdivision | STONE FIELD HEIGHTS PH I |
| Legal Lot Number | 34 150 |
| Jurisdiction | FRANKLIN TN |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 960402 |
545 Cascade Dr is owned and occupied by an individual who bought it in March 2021.
Source: Franklin County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 545 CASCADE DR, WINCHESTER, TN 37398-4760 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 27, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ASCEND FCU |
| Mar 1, 2021 | Warranty Deed, Transfer · VA Mortgage US BANK NA |
| Oct 23, 2018 | Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Feb 24, 2017 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS COMMUNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2021 · Amount on File |
| Deed Sale | Mar 1, 2021 · Amount on File |
| Prior Sale | Oct 23, 2018 · Amount on File |
| Deed Document Number | 21001840 |
| Deed Book / Page | D0452 / 116 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Property Address | 545 CASCADE DR, WINCHESTER, TN 37398-4760 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0023007781 |
|---|---|
| Date | Dec 27, 2023 |
| Book Page | T1510/411 |
| Instrument | 23007781 |
| Name | ASCEND FCU |
|---|---|
| Type | Credit Union |
| Address | TULLAHOMA, TN 37388 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Jan 1, 2029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Recording Date | Mar 1, 2021 |
| Property Address | 545 CASCADE DR, WINCHESTER, TN 37398-4760 |
| Document Number | 0021001840 |
| Book / Page | D0452 / 116 |
| Map Reference | ENV 449B |
| Instrument Date | Feb 9, 2021 |
| Instrument | 21001840 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2022 |
| Title Company | SOUTHERN TENNESSEE T&E LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,809.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0021001841 |
|---|---|
| Date | Mar 1, 2021 |
| Instrument | 21001841 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Recording Date | Oct 23, 2018 |
| Property Address | 545 CASCADE DR, WINCHESTER, TN 37398-4760 |
| Document Number | 0018006772 |
| Book / Page | D0432 / 218 |
| Map Reference | PL ENV449B |
| Instrument Date | Oct 19, 2018 |
| Instrument | 18006772 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2022 |
| Title Company | SOVEREIGN TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,461.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 545 CASCADE DR, WINCHESTER, TN 37398-4760 |
| Document Number | 0018006773 |
|---|---|
| Date | Oct 23, 2018 |
| Instrument | 18006773 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Recording Date | Feb 24, 2017 |
| Property Address | 545 CASCADE DR, WINCHESTER, TN 37398-4760 |
| Document Number | 0017001101 |
| Book / Page | D418 / 123 |
| Instrument Date | Feb 24, 2017 |
| Instrument | 17001101 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 545 CASCADE DR, WINCHESTER, TN 37398-4760 |
| Document Number | 0000001102 |
|---|---|
| Date | Feb 24, 2017 |
| Book Page | T1210/301 |
| Instrument | 17001102 |
| Name | CITIZENS COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2047 |
Source: Franklin County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Franklin County |
| Municipality | Winchester City |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $128,500 Land $15,000 Building $113,500 | ||
| 2023 | $127,375 Land $15,000 Building $112,375 | ||
| 2022 | $3,211.00 | $514,000 Land $60,000 Building $454,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 545 Cascade Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 545 Cascade Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DECHERD WATER DEPT serves 4,809 people · EPA ID TN0000187 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | May 2025 |
| Lead | 8 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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