545 Bruce Ave, Odenton, MD 21113 Property Records

Anne Arundel County property record for 545 Bruce Ave, Odenton, MD 21113

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,714 sqft · built 1955
Lot Size0.258 acres (11,250 sqft)
Owner2 Individual Names on File
Last Sale$415,000 (Sep 2022)
Tax Bill$4,703 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Jul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-426-03366000

Property Details

APN / Parcel Number

Primary APN04-426-03366000
Alternative APNs
  • 442603366000
  • 42603366000

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,714 sqft Living Area
Gross Area2,002 sqft
1st Floor Area1,164 sqft
Basement Area550 sqft
Finished Basement550 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleConventional
Exterior MaterialOther
Roof MaterialComposition Shingle
Lot Area11,250 sqft (0.258 acres)
Garage TypeAttached
Garage Area288 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool Area512 sqft
PorchOpen Porch
Porch Area112 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number42603366000
Street Address545 BRUCE AVE
CityODENTON
StateMD
Zip21113-1947
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionLT 6 BK E SC 3 KINGS HEIGHTS
Legal SubdivisionKINGS HEIGHTS
Legal BlockE
Legal Lot Number6
JurisdictionANNE ARUNDEL MD
Township / Civil Division4
Census Block Group1
Census Block1000
Census Tract740900

Owner

545 Bruce Ave is owned and occupied by two individuals who bought it in September 2022.

Source: Anne Arundel County records, as of October 9, 2026

Owner of Record2 Individual Names on File
Mailing Address545 BRUCE AVE, ODENTON, MD 21113-1947
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2022Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 12, 2017Grant Deed, Transfer · Conventional with PMI
FEDERAL EMPS CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2022 · Amount on File
Deed SaleSep 1, 2022 · Amount on File
Prior SaleJul 12, 2017 · Amount on File
Deed Book / Page39080 / 64
Record UpdatedOct 29, 2026

September 2022: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateSep 1, 2022
Property Address545 BRUCE AVE, ODENTON, MD 21113-1947
Document Number0390780064
Book / Page39078 / 64
Map ReferenceMB 30 FO 3
Instrument DateAug 24, 2022
Transaction TypeTransfer
Record UpdatedSep 15, 2022
Title CompanyEAGLE TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,187.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address545 BRUCE AVE, ODENTON, MD 21113-1947

Mortgage

Document Number0003908076
DateSep 1, 2022
Instrument39080/76
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2052

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionANNE ARUNDEL MD
Recording DateJul 12, 2017
Property Address545 BRUCE AVE, ODENTON, MD 21113-1947
Document Number0311400085
Book / Page31140 / 85
Instrument DateJul 7, 2017
Transaction TypeTransfer
Record UpdatedSep 1, 2017
Title CompanyMARYLAND TITLE WORKS UNLIMITED

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$309.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address545 BRUCE AVE ODENTON MD 211131947, ODENTON, MD 21113-1947

Mortgage

Document Number311400091
DateJul 12, 2017
Book Page031140/000091
Lender
NameFEDERAL EMPS CU
TypeCredit Union
AddressGARDENA, CA 90248
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJul 11, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 545 Bruce Ave was $4,703.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$410,367$463,500 Land $206,300 Building $257,200
2025$4,703.00
2023$3,499.00$320,467$391,600 Land $186,300 Building $205,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 545 Bruce Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims4 (2008–2025)
Claims Outside the SFHA3 of 4
Most Recent ClaimAug 2025

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 545 Bruce Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCROFTON-ODENTON
serves 62,986 people · EPA ID MD0020008
Water SourceGroundwater
Last State InspectionJan 2026
LeadUnder 1 ppb (2017–2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Believe Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20

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