545 Brown St, Lexington, NC 27292 Property Records

Davidson County property record for 545 Brown St, Lexington, NC 27292

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,068 sqft · built 1943
Lot Size	0.803 acres (35,000 sqft)
Owner	Individual Name on File
Last Sale	$45,000 (Apr 2008)
Tax Bill	$969 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-347-D-000-0027`

Property Details

APN / Parcel Number

Primary APN	`11-347-D-000-0027`
Alternative APN	`9095241`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,068 sqft Total Area
1st Floor Area	832 sqft
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1970
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	35,000 sqft (0.803 acres)
Lot Dimensions	500 ft deep x 70 ft wide

Exterior Amenities

Porch	Slab
Porch Area	188 sqft
Deck Area	48 sqft
Patio Area	48 sqft
Storage Building	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	9095241
Street Address	545 BROWN ST
City	LEXINGTON
State	NC
Zip	27292-5273
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN
Legal Description	P=4-50 L27 BK1860-104 CHAS W JARRAT
Legal Subdivision	CHARLES W JARRETT PROPERTY
Jurisdiction	DAVIDSON NC
Township / Civil Division	LEXINGTON
Census Block Group	1
Census Block	1016
Census Tract	61803

Owner

545 Brown St is owned and occupied by an individual who bought it in April 2008.

Source: Davidson County records, as of October 16, 2026

Owner of Record	Individual Name on File
Mailing Address	545 BROWN ST, LEXINGTON, NC 27292-5273
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION
Jun 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 10, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2008 · Amount on File
Deed Sale	Apr 24, 2008 · Amount on File
Prior Sale	Mar 1, 1988 · Amount on File
Deed Document Number	200810187
Deed Book / Page	1860 / 104
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Recording Date	Jul 16, 2026
Property Address	545 BROWN ST, LEXINGTON, NC 27292-5273
Document Number	0000013673
Book / Page	2767 / 1195
Instrument Date	Jul 10, 2026
Instrument	202613673
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 BROWN ST, LEXINGTON, NC 27292-5273

Mortgage

Document Number	0000013673,
Date	Jul 16, 2026
Book Page	2767/1195
Instrument	202613673

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.52%
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	545 BROWN ST, LEXINGTON, NC 27292-5273
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025542090
Date	Jun 30, 2022
Book Page	2554/2090
Instrument	2022000014815

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	182 Months
Due	Aug 1, 2037

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIDSON NC
Recording Date	Apr 10, 2019
Property Address	545 BROWN ST, LEXINGTON, NC 27292-5273
Document Number	0023530673
Book / Page	002353 / 000673
Instrument Date	Apr 5, 2019
Instrument	6769
Transaction Type	Transfer
Record Updated	Apr 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$20.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 BROWN ST LEXINGTON NC 272925273, LEXINGTON, NC 27292-5273

Tax Assessment & Valuation

The 2025 property tax bill for 545 Brown St was $969.

Source: Davidson County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Davidson County
Municipality	Lexington City
Unified School District	Lexington City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,570 (-)	$74,570 (-) Land $24,000 Building $50,570
2025	$969.00	$74,570	$74,570 Land $24,000 Building $50,570
2023	$976.00	$74,570	$74,570 Land $24,000 Building $50,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 545 Brown St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 545 Brown St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAVIDSON WATER INC private · serves 154,307 people · EPA ID NC0229025
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · Cable	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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