545 Brook Rd, Towson, MD 21286 Property Records

Baltimore County property record for 545 Brook Rd, Towson, MD 21286

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,452 sqft · built 1956
Lot Size	0.241 acres (10,500 sqft)
Owner	2 Individual Names on File
Last Sale	$407,000 (Jun 2018)
Tax Bill	$7,150 (2024)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2019 Mortgage + 1 more
APN	`09-0905191740`

Property Details

APN / Parcel Number

Primary APN	`09-0905191740`
Alternative APNs	`90905191740` `0905191740`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,452 sqft Living Area
1st Floor Area	1,654 sqft
Basement Area	300 sqft
Finished Basement	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	150 ft deep x 70 ft wide
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0905191740
Street Address	545 BROOK RD
City	TOWSON
State	MD
Zip	21286-5634
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 115 & 10 FT UTILI GREENBRIER
Legal Subdivision	GREENBRIER
Legal Block	3
Legal Lot Number	115
Jurisdiction	BALTIMORE MD
Township / Civil Division	9
Census Block Group	3
Census Block	3030
Census Tract	490900

Owner

545 Brook Rd is owned and occupied by two individuals who acquired it in July 2019.

Source: Baltimore County records, as of July 14, 2025

Owner of Record	2 Individual Names on File
Mailing Address	545 BROOK RD, TOWSON, MD 21286-5634
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage 1ST PREFERENCE MORTGAGE CORP
Aug 22, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage 1ST PREFERENCE MORTGAGE CORP
Jun 25, 2018	Deed, Transfer · Conventional Mortgage 1ST PREFERENCE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2018 · Amount on File
Deed Sale	Jun 25, 2018 · Amount on File
Prior Sale	Jun 19, 1998 · Amount on File
Deed Book / Page	40407 / 244
Last Transfer Date	Jul 26, 2019
Transfer Doc	0417890385
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	545 BROOK RD, TOWSON, MD 21286-5634
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	CERTIFIED TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0436070036
Date	Nov 9, 2020
Book Page	43607/36

Lender

Name	1ST PREFERENCE MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2050

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BALTIMORE MD
Recording Date	Aug 22, 2019
Property Address	545 BROOK RD, TOWSON, MD 21286-5634
Document Number	0417890385
Book / Page	41789 / 385
Map Reference	MB GLB22 FO 15
Instrument Date	Jul 26, 2019
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	METROPOLITAN TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	545 BROOK RD, TOWSON, MD 21286-5634

Mortgage

Document Number	0041789391
Date	Aug 22, 2019
Instrument	41789/391

Lender

Name	1ST PREFERENCE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Jun 25, 2018
Property Address	545 BROOK RD, TOWSON, MD 21286-5634
Document Number	0404070244
Book / Page	0040407 / 244
Map Reference	MB22 FO15
Instrument Date	Jun 12, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	METROPOLITAN TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	545 BROOK RD, TOWSON, MD 21286-5634

Mortgage

Document Number	0040407251
Date	Jun 25, 2018
Instrument	0040407/251

Lender

Name	1ST PREFERENCE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$573,600 Land $114,500 Building $459,100	$573,600 Land $114,500 Building $459,100
2024	$7,150.00 (+115.3%)
2023	$3,321.00	$472,667	$573,600 Land $114,500 Building $459,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 545 Brook Rd; there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 545 Brook Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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