545 Boyd St, Oshkosh, WI 54901 Property Records

Winnebago County property record for 545 Boyd St, Oshkosh, WI 54901

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,142 sqft · built 2016
Lot Size0.366 acres (15,960 sqft)
OwnerIndividual Name on Record
Tax Bill$3,673 (2023)
Deeds & MortgagesJun 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN04-04980000

Property Details

APN / Parcel Number

Primary APN04-04980000
Alternative APNs
  • 804-0498-0000
  • 904-04980000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,142 sqft Living Area
Gross Area1,976 sqft
1st Floor Area988 sqft
Basement Area988 sqft
Finished Basement988 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof MaterialOther
Lot Area15,960 sqft (0.366 acres)
Lot Dimensions134 ft deep x 58 ft wide
Garage TypeDetached
Garage Area240 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Account Number904-04980000
Street Address96 S LAKE ST
CityNEENAH
StateWI
Zip54956-2237
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionNEENAH SLOUGH ASSESSORS PLAT #1 LOT 5
Legal SubdivisionNEENAH SLOUGH ASSESSORS PLAT #1
Legal Block57
Legal Lot Number5
JurisdictionWINNEBAGO WI
Township / Civil DivisionOSHKOSH
Census Block Group2
Census Block2006
Census Tract200

Owner

Source: Winnebago County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address96 S LAKE ST, NEENAH, WI 54956-2237
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO WI
Property Address545 BOYD ST, OSHKOSH, WI 54901-4632
Transaction TypeMortgage
Record UpdatedJun 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001884623
DateJun 15, 2022
Instrument1884623
Lender
NameCAPITAL CU
TypeCredit Union
AddressGREEN BAY, WI 54306
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.67%
Type Change DateJul 1, 2032
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change5.67%
Index1-Year CMT
Max Rate8.67%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyWinnebago County
MunicipalityOshkosh City
Unified School DistrictOshkosh Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$210,000 (+79.95%) Land $36,500 Building $173,500
2023$3,673.00 (+11.13%) Homeowner's exemption$116,700 (+13.08%) Land $13,200 Building $103,500$168,634 Land $19,074 Building $149,560
2022$3,305.00 Homeowner's exemption$103,200 Land $13,200 Building $90,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 26, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSHKOSH WATERWORKS
serves 63,000 people · EPA ID WI4710457
Water SourceSurface water
Last State InspectionApr 2025
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Bertram Communications
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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