Union County property record for 545 Bison Trl, Dakota Dunes, SD 57049
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,011 sqft · built 2002 |
| Lot Size | 0.023 acres (1,011 sqft) |
| Owner | Individual Name on File |
| Last Sale | $272,000 (Jan 2022) |
| Tax Bill | $4,218 (2026) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Jul 2018 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 23.PR.03.1016 |
| Primary APN | 23.PR.03.1016 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,011 sqft Living Area |
| Basement Area | 978 sqft |
| Finished Basement | 978 sqft |
| Unfinished Basement | 978 sqft |
| Flooring | Brick |
| Interior Walls | Brick |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Foundation Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 1,011 sqft (0.023 acres) |
| Garage Type | Attached |
| Garage Area | 494 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 545 BISON TRL |
|---|---|
| City | NORTH SIOUX CITY |
| State | SD |
| Zip | 57049-5304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 16 LESS S8' PRAIRIE 3RD ADD IN DAKOTA DUNES (.199A) |
| Legal Subdivision | PRAIRIE 3RD ADD |
| Legal Lot Number | 16 |
| Legal Unit | 1 |
| Jurisdiction | UNION SD |
| Township / Civil Division | BIG SIOUX |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 20301 |
545 Bison Trl is owned and occupied by an individual who bought it in January 2022.
Source: Union County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 545 BISON TRL, NORTH SIOUX CITY, SD 57049-5304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 14, 2022 | Warranty Deed, Transfer · Conventional Mortgage PRIMEBANK |
| Jul 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage IOWA NEBRASKA STATE BANK |
| Mar 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANKFIRST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 12, 2022 · Amount on File |
| Deed Sale | Jan 12, 2022 · Amount on File |
| Prior Sale | Jul 16, 2018 · Amount on File |
| Prior Transfer Date | Feb 28, 2008 |
| Prior Transfer Doc | 00098/0168 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION SD |
| Recording Date | Jan 14, 2022 |
| Property Address | 545 BISON TRL, DAKOTA DUNES, SD 57049-5304 |
| Document Number | 0000112/20 |
| Book / Page | 112 / 20 |
| Instrument Date | Jan 12, 2022 |
| Instrument | 220139 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $272.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 303 DAKOTA DUNES BLVD APT 312, 303, DAKOTA DUNES, SD 57049-5126 |
| Name | Verified Name |
|---|---|
| Address | 600 S CECELIA ST, SIOUX CITY, IA 51106-1210 |
| Document Number | 0000018037 |
|---|---|
| Date | Jan 14, 2022 |
| Instrument | 180/37 |
| Name | PRIMEBANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 545 BISON TRL, DAKOTA DUNES, SD 57049-5304 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 172/0556 |
|---|---|
| Date | Jul 30, 2018 |
| Book Page | 172/0556 |
| Instrument | 183137 |
| Name | IOWA NEBRASKA STATE BANK |
|---|---|
| Type | Bank |
| Address | SOUTH SIOUX CITY, NE 68776 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 545 BISON TRL, DAKOTA DUNES, SD 57049-5304 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2020 |
| Name | Verified Name |
|---|
| Document Number | 176/280 |
|---|---|
| Date | Mar 30, 2020 |
| Book Page | 176/280 |
| Instrument | 201436 |
| Name | BANKFIRST |
|---|---|
| Type | Bank |
| Address | SOUTH SIOUX CITY, NE 68776 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
The 2026 property tax bill for 545 Bison Trl was $4,218, up % from the year before.
Source: Union County assessment roll, as of October 6, 2025
| Type | Name |
|---|---|
| State | South Dakota |
| County | Union County |
| County Subdivision | Big Sioux Township |
| Unified School District | Dakota Valley School District 61-8 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $4,218.00 (+0.02%) | $267,452 (-) Land $30,576 Building $236,876 |
| 2025 | $4,217.00 (+14.34%) | $267,452 Land $30,576 Building $236,876 |
| 2024 | $3,688.00 (-0.62%) | |
| 2023 | $3,711.00 (+6.52%) | $236,555 Land $30,576 Building $205,979 |
| 2022 | $3,484.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 545 Bison Trl in Zone X, an area of moderate flood risk, though there have been 33 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 124 policies |
| Nearby Flood Policies | 124 in force |
| Nearby Flood Claims | 33 (2011–2024) |
| Claims Outside the SFHA | 25 of 33 |
| Most Recent Claim | Jun 2024 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 545 Bison Trl is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 93% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DAKOTA DUNES CID serves 3,700 people · EPA ID SD4602093 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from SIOUX CITY WATER SUPPLY |
| Last State Inspection | Apr 2024 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Long Lines Metro Cable | 1,500 / 50 |
| ImOn Communications Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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