Santa Cruz County property record for 545 Bernstein Dr, Boulder Creek, CA 95006
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,359 sqft · built 1947 |
| Lot Size | 0.148 acres (6,447 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,462 (2025) |
| Deeds & Mortgages | Apr 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 085-043-28 |
| Primary APN | 085-043-28 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 2,359 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 6,447 sqft (0.148 acres) |
| Terrain | Steep |
| Deck Area | 409 sqft |
| Patio Area | 518 sqft |
| Sewer | Septic |
|---|---|
| Water Source | Commercial |
| Street Address | 545 BERNSTEIN DR |
|---|---|
| City | BOULDER CREEK |
| State | CA |
| Zip | 95006-8501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-15 |
| Legal Subdivision | RIVERSIDE GROVE 01 |
| Legal Lot Number | 115 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SAN LORENZO VALLEY |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 120500 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 545 BERNSTEIN DR, BOULDER CREEK, CA 95006-8501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 16, 2019 |
| Transfer Doc | 0000009835 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Apr 17, 2019 |
| Property Address | 545 BERNSTEIN DR, BOULDER CREEK, CA 95006-8501 |
| Document Number | 0000009835 |
| Instrument Date | Apr 16, 2019 |
| Instrument | 9835 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 545 BERNSTEIN DR BOULDER CREEK CA 950068501, BOULDER CREEK, CA 95006-8501 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | San Lorenzo Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $262,783 (+2%) Land $36,467 Building $226,316 | ||
| 2025 | $3,462.00 (+6.52%) Homeowner's exemption | $257,630 (+4.04%) Land $35,752 Building $221,878 | |
| 2023 | $3,250.00 (+2.59%) Homeowner's exemption | $247,627 Land $34,364 Building $213,263 | $1,125,270 |
| 2022 | $3,168.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 2 (2016–2023) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 76% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Ridge Wireless, Surfnet Communications.
5G and 4G LTE (outdoors only)
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