545 Beechmont St, Dearborn, MI 48124 Property Records

Wayne County property record for 545 Beechmont St, Dearborn, MI 48124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,104 sqft · built 1948
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$440,000 (Nov 2018)
Tax Bill	$9,142 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Oct 2017 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`82-09-202-26-003`

Property Details

APN / Parcel Number

Primary APN	`82-09-202-26-003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,104 sqft Living Area
1st Floor Area	1,870 sqft
Basement Area	1,870 sqft
Unfinished Basement	1,798 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	104 ft deep x 98 ft wide
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	545 BEECHMONT ST
City	DEARBORN
State	MI
Zip	48124-1509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOTS 1198 AND 1199 HANNAN'S DEARBORN HILLS SUB NO 4
Legal Subdivision	HANNANS DEARBORN HILLS NO 4
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	3
Census Block	3023
Census Tract	574800

Owner

Source: Wayne County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	545 BEECHMONT ST, DEARBORN, MI 48124-1509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2025	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENCE BANK
Oct 2, 2017	Deed of Trust, Mortgage · Line of Credit DFCU FINANCIAL
Oct 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK
Oct 12, 2018	Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG
Nov 1, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2018 · Amount on Record
Deed Sale	Nov 1, 2018 · Amount on Record
Deed Document Number	2018312146
Deed Book / Page	54701 / 1138
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	545 BEECHMONT ST, DEARBORN, MI 48124-1509
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 BEECHMONT ST, DEARBORN, MI 48124-1509

Mortgage

Document Number	0597201146
Date	Aug 14, 2025
Book Page	59720/1146
Instrument	2025234894

Lender

Name	INDEPENDENCE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	545 BEECHMONT ST, DEARBORN, MI 48124-1509
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0539771119
Date	Oct 2, 2017
Book Page	53977/1119
Instrument	2017319916

Lender

Name	DFCU FINANCIAL
Type	Credit Union
Address	DEARBORN, MI 48126

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	545 BEECHMONT ST, DEARBORN, MI 48124-1509
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0553310990
Date	Oct 11, 2019
Book Page	55331/0990
Instrument	2019288342

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	545 BEECHMONT ST, DEARBORN, MI 48124-1509
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 BEECHMONT ST, DEARBORN, MI 48124-1509

Mortgage

Document Number	0559220276
Date	Jul 27, 2020
Book Page	55922/276
Instrument	2020213491

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Apr 1, 2035

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	545 BEECHMONT ST, DEARBORN, MI 48124-1509
Document Number	0546750001
Instrument Date	Oct 12, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1235 BEECHMONT ST DEARBORN MI 481241516, DEARBORN, MI 48124-1516

Mortgage

Document Number	0546750001
Date	Oct 17, 2018
Book Page	054675/000001
Instrument	298864

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2048

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Nov 1, 2018
Property Address	545 BEECHMONT ST, DEARBORN, MI 48124-1509
Document Number	0547011138
Book / Page	054701 / 001138
Instrument Date	Oct 12, 2018
Instrument	312146
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$3,784.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 BEECHMONT ST DEARBORN MI 481241509, DEARBORN, MI 48124-1509

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,142.00 (-21.99%) Homeowner's exemption	$389,800 (+49.41%)	$779,600 (+49.41%)
2023		$260,900	$521,800
2019	$11,719.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 820 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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