Madison County property record for 545 Bedford Cir, Madison, MS 39110
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,785 sqft · built 1986 |
| Owner | Individual Name on Record |
| Tax Bill | $2,305 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Jan 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072C-06C-116/02.13 |
| Primary APN | 072C-06C-116/02.13 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,785 sqft Adjusted Area |
| 1st Floor Area | 1,414 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Deck Area | 150 sqft |
| Patio Area | 226 sqft |
| Cooling System | Central |
|---|
| Account Number | 8798 |
|---|---|
| Old Parcel Number | 072C-06C-116/02.13 |
| Street Address | 545 BEDFORD CIR |
| City | MADISON |
| State | MS |
| Zip | 39110-9785 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 VILLAGE OF WOODGREEN PART 4 |
| Legal Range | 02E |
| Legal Township | 07N |
| Legal Section | 06 |
| Legal Subdivision | VILLAGE OF WOODGREEN PT 4 |
| Legal Lot Number | 12 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 30204 |
Source: Madison County records, as of December 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 545 BEDFORD CIR, MADISON, MS 39110-9785 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 22, 2023 | Warranty Deed, Transfer · Conventional Mortgage CADENCE BANK NA |
| Jan 23, 2020 | Warranty Deed, Transfer MISSISSIPPI FCU |
| Jan 10, 2019 | Warranty Deed, Construction Loan · Construction Mortgage BANKPLUS LN OPERATIONS |
| Apr 7, 2017 | Warranty Deed, Transfer BANCORPSOUTH |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2023 |
| Deed Sale | Aug 22, 2023 |
| Prior Sale | Jan 23, 2020 |
| Deed Document Number | 0004362818 |
| Deed Book / Page | 4362 / 818 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Aug 22, 2023 |
| Property Address | 545 BEDFORD CIR, MADISON, MS 39110-9785 |
| Document Number | 004362/818 |
| Book / Page | 4362 / 818 |
| Map Reference | CAB B SL 57 |
| Instrument Date | Jul 31, 2023 |
| Instrument | 987938 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 448 CUMBERLAND RDG, MADISON, MS 39110-4208 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 545 BEDFORD CIR, MADISON, MS 39110-9785 |
| Document Number | 0000987939 |
|---|---|
| Date | Aug 22, 2023 |
| Instrument | 987939 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Jan 23, 2020 |
| Property Address | 545 BEDFORD CIR, MADISON, MS 39110-9785 |
| Document Number | 0000883841 |
| Book / Page | 003810 / 000367 |
| Instrument Date | Jan 22, 2020 |
| Instrument | 883841 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 545 BEDFORD CIR MADISON MS 391109785, MADISON, MS 39110-9785 |
| Document Number | 883842 |
|---|---|
| Date | Jan 23, 2020 |
| Book Page | 003810/000370 |
| Instrument | 883842 |
| Name | MISSISSIPPI FCU |
|---|---|
| Type | Credit Union |
| Address | JACKSON, MS 39296 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 22, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Jan 10, 2019 |
| Property Address | 545 BEDFORD CIR, MADISON, MS 39110-9785 |
| Document Number | 0000856750 |
| Book / Page | 003682 / 000298 |
| Instrument Date | Jan 7, 2019 |
| Instrument | 856750 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 1836 MADISON MS 391301836, MADISON, MS 39130-1836 |
| Document Number | 856752 |
|---|---|
| Date | Jan 10, 2019 |
| Book Page | 003682/000312 |
| Instrument | 856752 |
| Name | BANKPLUS LN OPERATIONS |
|---|---|
| Address | RIDGELAND, MS 39157 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 9, 2020 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Apr 7, 2017 |
| Property Address | 545 BEDFORD CIR, MADISON, MS 39110-9785 |
| Document Number | 0000810175 |
| Book / Page | 003464 / 000986 |
| Instrument Date | Mar 31, 2017 |
| Instrument | 810175 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 545 BEDFORD CIR MADISON MS 391109785, MADISON, MS 39110-9785 |
| Document Number | 810177 |
|---|---|
| Date | Apr 7, 2017 |
| Book Page | 003465/000001 |
| Instrument | 810177 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MA 38803-3356 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 6, 2047 |
Source: Madison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,305.00 | $19,782 (+50.1%) | $131,880 (+0.07%) Land $35,000 Building $96,880 |
| 2024 | $2,305.00 (+86.64%) | ||
| 2023 | $1,235.00 Homeowner's exemption | $13,179 (-) | $131,790 (-) Land $35,000 Building $96,790 |
| 2022 | $1,235.00 Homeowner's exemption | $13,179 | $131,790 Land $35,000 Building $96,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 2 (1983–2003) |
| Most Recent Claim | Apr 2003 · Severe Storms, Tornadoes, Floods |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| NETSPEEDMS Fixed Wireless | 335 / 192 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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