McDowell County property record for 545 Bat Cave Rd, Old Fort, NC 28762
| Property Type | Commercial Vacant Land |
|---|---|
| Details | 4 ba · 6,320 sqft · built 1976 |
| Lot Size | 0.781 acres (34,000 sqft) |
| Owner | Company Name on File |
| Last Sale | $100,000 (Dec 2024) |
| Tax Bill | $991 (2025) |
| Deeds & Mortgages | Mar 2026 Construction Loan Feb 2025 Construction Loan + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 0659-11-56-2448 |
| Primary APN | 0659-11-56-2448 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 6,320 sqft Total Area |
| 1st Floor Area | 4,880 sqft |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Wood Truss |
| Roof Material | Asphalt |
| Lot Area | 34,000 sqft (0.781 acres) |
| Lot Dimensions | 170 ft deep x 200 ft wide |
| Cooling System | None |
|---|---|
| Heating Fuel | Oil |
| Account Number | 83166 |
|---|---|
| Street Address | 545 BAT CAVE RD |
| City | OLD FORT |
| State | NC |
| Zip | 28762-7663 |
| Property Category | Commercial |
| Property Type | Vacant Land > Commercial |
| Legal Description | 0.89 AC EFFLER SURVEY 10/18/1984 |
| Legal Subdivision | J F GILLELAND |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | OLD FORT |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 970800 |
545 Bat Cave Rd, commercial vacant land, is owned by a company that bought it in December 2024.
Source: McDowell County records, as of August 3, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 589 BREVARD RD, ASHEVILLE, NC 28806-2316 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 23, 2026 | Deed of Trust, Mortgage · Construction Mortgage TRUPOINT BANK |
| Feb 26, 2025 | Deed of Trust, Mortgage · Construction Mortgage TRUPOINT BANK |
| Dec 4, 2024 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 2024 · Amount on File |
| Deed Sale | Dec 4, 2024 · Amount on File |
| Deed Document Number | 20245491 |
| Deed Book / Page | 1486 / 524 |
| Prior Transfer Date | Mar 11, 2015 |
| Prior Transfer Doc | 0011480604 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 545 BAT CAVE RD, OLD FORT, NC 28762-7663 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 149 KEYSTONE DR, ASHEVILLE, NC 28806-9745 |
| Document Number | 0015320612 |
|---|---|
| Date | Mar 23, 2026 |
| Book Page | 1532/612 |
| Instrument | 2026001327 |
| Name | TRUPOINT BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28801 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 545 BAT CAVE RD, OLD FORT, NC 28762-7663 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 149 KEYSTONE DR, ASHEVILLE, NC 28806-9745 |
| Document Number | 0014930182 |
|---|---|
| Date | Feb 26, 2025 |
| Book Page | 1493/182 |
| Instrument | 2025000836 |
| Name | TRUPOINT BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28801 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Dec 4, 2024 |
| Property Address | 545 BAT CAVE RD, OLD FORT, NC 28762-7663 |
| Document Number | 0014860524 |
| Book / Page | 1486 / 524 |
| Instrument Date | Dec 3, 2024 |
| Instrument | 2024005491 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 817, OLD FORT, NC 28762-0817 |
| Name | Verified Name |
|---|---|
| Address | 589 BREVARD RD, ASHEVILLE, NC 28806-2316 |
The 2025 property tax bill for 545 Bat Cave Rd was $991.
Source: McDowell County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $991.00 | $140,000 Land $140,000 | |
| 2023 | $1,992.00 | $289,580 Land $140,000 Building $149,580 | $140,000 Land $140,000 Building $149,580 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 545 Bat Cave Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (2018–2024) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 545 Bat Cave Rd is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 65% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OLD FORT serves 1,700 people · EPA ID NC0156025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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