545 Ash St, Orange Park, FL 32073 Property Records

Clay County property record for 545 Ash St, Orange Park, FL 32073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,536 sqft · built 1990
Lot Size	0.35 acres (15,289 sqft)
Owner	Individual Name on Record
Last Sale	$355,000 (Feb 2026)
Tax Bill	$601 (2025)
Deeds & Mortgages	May 2024 Mortgage Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-04-26-019264-001-00`

Property Details

APN / Parcel Number

Primary APN	`41-04-26-019264-001-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,536 sqft Heated Area
Gross Area	2,176 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,289 sqft (0.35 acres)
Lot Dimensions	102 ft deep x 150 ft wide
Garage Area	400 sqft

Exterior Amenities

Porch	Porch
Porch Area	240 sqft
Fence	Fence
Storage Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	545 ASH ST
City	ORANGE PARK
State	FL
Zip	32073-2905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	PT LOT 10 SEC 3 O.P. AS REC OR 1368 PG 1071;1387 PG 1862; 1465 PG 342 & 1616 PG 203
Legal Range	26
Legal Township	04
Legal Section	41
Legal Subdivision	ORANGE PARK SEC 03
Legal Lot Number	10
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1002
Census Tract	30600

Owner

Source: Clay County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	545 ASH ST, ORANGE PARK, FL 32073-2905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Feb 11, 2026	Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2026 · Amount on Record
Deed Sale	Feb 11, 2026 · Amount on Record
Deed Document Number	2026006337
Deed Book / Page	5013 / 216
Record Updated	Jun 8, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	545 ASH ST, ORANGE PARK, FL 32073-2905
Transaction Type	Mortgage
Record Updated	Mar 12, 2026
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 ASH ST, ORANGE PARK, FL 32073-2905

Mortgage

Document Number	0048171380
Date	May 1, 2024
Book Page	4817/1380
Instrument	2024020580

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2054

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Feb 11, 2026
Property Address	545 ASH ST, ORANGE PARK, FL 32073-2905
Document Number	0050130216
Book / Page	5013 / 216
Map Reference	MB 1 PG 23
Instrument Date	Jan 29, 2026
Instrument	2026006337
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,485.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2020 PARK ST APT 607, 607, JACKSONVILLE, FL 32204-3859

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 ASH ST, ORANGE PARK, FL 32073-2905

Mortgage

Document Number	0005013218
Date	Feb 11, 2026
Instrument	5013/218

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Municipality	Orange Park Town
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$601.00 (-48.68%) Homeowner's exemption Widower's exemption Additional exemption filed	$112,675 (+5.99%)	$246,002 (+4.31%) Land $34,000 Building $212,002
2023	$1,171.00 (-1.1%) Homeowner's exemption Widower's exemption	$106,311 (+3%)	$235,843 (+5.5%) Land $34,000 Building $201,843
2022	$1,184.00 Homeowner's exemption Widower's exemption	$103,215	$223,555 Land $34,000 Building $189,555

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	39 (2007–2017)
Claims Outside the SFHA	8 of 39
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 30 claims Tropical Storm Debby, Jun 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ORANGE PARK serves 8,668 people · EPA ID FL2101182
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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