545 Archer Ave, Waterloo, IA 50703 Property Records

Black Hawk County property record for 545 Archer Ave, Waterloo, IA 50703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,335 sqft · built 1947
Lot Size	0.196 acres (8,520 sqft)
Owner	Company Name on Record
Last Sale	$77,000 (Jul 2024)
Tax Bill	$2,208 (2025)
Deeds & Mortgages	Jul 2022 Foreclosure Aug 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8912-30-153-012`

Property Details

APN / Parcel Number

Primary APN	`8912-30-153-012`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,335 sqft Living Area
1st Floor Area	900 sqft
Attic	Attic
Attic Area	315 sqft
Basement Area	900 sqft
Finished Basement	400 sqft
Unfinished Basement	900 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,520 sqft (0.196 acres)
Lot Dimensions	142 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	84 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	545 ARCHER AVE
City	WATERLOO
State	IA
Zip	50703-5119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LINDEN PLACE LOT 15 BLK 4
Legal Range	12W
Legal Township	89N
Legal Section	30
Legal Subdivision	LINDEN PLACE
Legal Block	4
Legal Lot Number	15
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2019
Census Tract	800

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1687 WOODMAYR DR, WATERLOO, IA 50703-1357
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2022	Sheriff's Deed, Foreclosure
Aug 1, 2017	Warranty Deed, Transfer · FHA Mortgage GERSHMAN INVESTMENT CORP
Mar 15, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2024 · Amount on Record
Deed Sale	Jul 31, 2024 · Amount on Record
Prior Sale	Jul 25, 2023 · Amount on Record
Deed Document Number	20241390
Prior Transfer Date	Jan 10, 2017
Prior Transfer Doc	0000015965
Record Updated	Oct 29, 2026

July 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 25, 2022
Property Address	545 ARCHER AVE, WATERLOO, IA 50703-5119
Document Number	202300001390
Instrument Date	Jul 20, 2022
Instrument	202300001390
Transaction Type	Foreclosure
Record Updated	Aug 5, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1687 WOODMAYR DR, WATERLOO, IA 50703-1357

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 1, 2017
Property Address	545 ARCHER AVE, WATERLOO, IA 50703-5119
Document Number	201800001847
Instrument Date	Jul 31, 2017
Instrument	2018-00001847
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	545 ARCHER AVE, WATERLOO, IA 50703-5119

Mortgage

Document Number	201800001848
Date	Aug 1, 2017
Instrument	2018-00001848

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 15, 2017
Property Address	545 ARCHER AVE, WATERLOO, IA 50703-5119
Document Number	201700015965
Instrument Date	Jan 10, 2017
Instrument	2017-00015965
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PMB 144 102 E KIMBERLY RD, DAVENPORT, IA 52806-5922

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,208.00 (+10.51%)	$108,160 (+17.41%) Land $9,600 Building $98,560	$108,160 (+17.41%) Land $9,600 Building $98,560
2024	$1,998.00 (+17.12%)
2023		$92,120 (+18.63%) Land $9,600 Building $82,520	$92,120 (+18.63%) Land $9,600 Building $82,520
2022	$1,706.00	$77,650 Land $9,600 Building $68,050
2021			$77,650 Land $9,600 Building $68,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1978–2013)
Claims Outside the SFHA	3 of 5
Most Recent Claim	May 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, Nextlink, Waterloo Fiber.

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