545 Alice Ln, Fate (Royse City), TX 75189 Property Records

Rockwall County property record for 545 Alice Ln, Fate, TX 75189

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,356 sqft · built 2016
Lot Size	0.193 acres (8,420 sqft)
Owner	2 Individual Names on File
Last Sale	$617,957 (Jan 2023)
Tax Bill	$7,176 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R89612`

Property Details

APN / Parcel Number

Primary APN	`R89612`
Alternative APNs	`S5263-000M-0012-00-0R` `89612`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,356 sqft Living Area
Gross Area	3,939 sqft
1st Floor Area	3,356 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,420 sqft (0.193 acres)
Lot Dimensions	110 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	205 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	545 ALICE LN
City	ROYSE CITY
State	TX
Zip	75189-8604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLIAMSBURG PHASE 1B - SECTION 1, BLOCK M, LOT 12
Legal Subdivision	WILLIAMSBURG PHASE 1B - SECTION 1
Legal Phase	1B
Legal Tract	12
Legal Block	M
Legal Lot Number	12
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHEAST ROCKWALL
Census Block Group	2
Census Block	2036
Census Tract	40408

Owner

545 Alice Ln is owned and occupied by two individuals who bought it in January 2023.

Source: Rockwall County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	545 ALICE LN, ROYSE CITY, TX 75189-8604
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2023	Vendor's Lien, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 28, 2020	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2023 · Amount on File
Deed Sale	Jan 11, 2023 · Amount on File
Prior Sale	Dec 7, 2016 · Amount on File
Deed Document Number	2023420
Record Updated	Sep 20, 2026

January 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Jan 11, 2023
Property Address	545 ALICE LN, FATE, TX 75189-8604
Document Number	0000000420
Map Reference	CAB J SL 13
Instrument Date	Jan 5, 2023
Instrument	20230000000420
Transaction Type	Transfer
Record Updated	Jan 25, 2023
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 ALICE LN, FATE, TX 75189-8604

Mortgage

Document Number	0000000421
Date	Jan 11, 2023
Instrument	20230000000421

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	545 ALICE LN, FATE, TX 75189-8604
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031604
Date	Dec 28, 2020
Instrument	20200000031604

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 545 Alice Ln was $7,176 with a homeowner's exemption, down 11% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Fate City
County	Rockwall County
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$401,213 (-8.63%) Land $100,100 Building $301,113	$401,213 (-8.63%) Land $100,100 Building $301,113
2025	$7,176.00 (-11.04%) Homeowner's exemption	$439,097 Land $126,000 Building $313,097	$439,097 Land $126,000 Building $313,097
2024	$8,067.00 (+19.28%)
2023	$6,763.00 Homeowner's exemption	$472,458 Land $140,000 Building $332,458	$472,458 Land $140,000 Building $332,458
2021	$7,609.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 545 Alice Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 545 Alice Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FATE serves 29,285 people · EPA ID TX1990006
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Peoples Communications Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Wi-Five Broadband.

Nearby Properties on Alice Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures