545 Algoma St, Madison, WI 53704 Property Records

Dane County property record for 545 Algoma St, Madison, WI 53704

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 796 sqft · built 1933
Lot Size	0.104 acres (4,552 sqft)
Owner	Individual Name on File
Last Sale	$186,000 (Aug 2020)
Tax Bill	$4,345 (2024)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0710-052-0408-8`

Property Details

APN / Parcel Number

Primary APN	`0710-052-0408-8`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	796 sqft Living Area
1st Floor Area	646 sqft
Basement Area	714 sqft
Finished Basement	150 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1976
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Block
Roof Material	Asphalt
Lot Area	4,552 sqft (0.104 acres)
Lot Dimensions	130 ft deep x 35 ft wide
Garage Type	Detached
Garage Area	576 sqft
Driveway	Driveway
Driveway Area	30 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	68 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	545 ALGOMA ST
City	MADISON
State	WI
Zip	53704-4812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TR-C4
Legal Description	NORTH LAWN ADD, LOT 16, BLOCK 4
Legal Range	10
Legal Township	07
Legal Section	05
Legal Subdivision	NORTH LAWN ADD
Legal Block	4
Legal Lot Number	16
Jurisdiction	DANE WI
Township / Civil Division	MADISON
Census Block Group	2
Census Block	2002
Census Tract	2100

Owner

545 Algoma St is owned and occupied by an individual who bought it in August 2020.

Source: Dane County records, as of January 22, 2026

Owner of Record	Individual Name on File
Mailing Address	545 ALGOMA ST, MADISON, WI 53704-4812
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2020 · Amount on File
Deed Sale	Aug 11, 2020 · Amount on File
Prior Sale	Jul 22, 2011 · Amount on File
Deed Document Number	5623418
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	Aug 11, 2020
Property Address	545 ALGOMA ST, MADISON, WI 53704-4812
Document Number	0005623418
Instrument Date	Jul 31, 2020
Instrument	5623418
Transaction Type	Transfer
Record Updated	Aug 28, 2020
Title Company	KNIGHT BARRY TITLE SERVICES LLC, KNIGHT BARRY TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$558.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 ALGOMA ST MADISON WI 537044812, MADISON, WI 53704-4812

Mortgage

Document Number	5623419
Date	Aug 11, 2020
Instrument	5623419

Lender

Name	UNIVERSITY/WI CU
Type	Credit Union
Address	MADISON, WI 53744-4963

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 10, 2050

Tax Assessment & Valuation

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	Madison City
Unified School District	Madison Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$265,400 Land $84,300 Building $181,100
2024	$4,345.00		$265,400
2023		$248,000 Land $78,800 Building $169,200
2022	$3,986.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 545 Algoma St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1978–2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2018 · Severe Storms, Tornadoes, Straight-line Winds, Flooding, And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 545 Algoma St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON WATER UTILITY serves 272,000 people · EPA ID WI1130224
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
LiteWire Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20