Pinellas County property record for 545 78th Ave, Saint Pete Beach, FL 33706
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,128 sqft · built 1952 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (Nov 2019) |
| Tax Bill | $3,552 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Nov 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-756-1655-7 |
| Primary APN | C62-000-756-1655-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,128 sqft Living Area |
| Gross Area | 1,776 sqft |
| 1st Floor Area | 1,128 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Custom Design |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
| Porch Area | 386 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R401336 |
|---|---|
| Street Address | 545 78TH AVE |
| City | ST PETE BEACH |
| State | FL |
| Zip | 33706-1713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTH UNIT NO. 1 BLK 80, LOT 3 |
| Legal Range | 15E |
| Legal Township | 31S |
| Legal Section | 36 |
| Legal Subdivision | NORTH UNIT NO. 1 |
| Legal Tract | 61524 |
| Legal Block | 80 |
| Legal Lot Number | 3 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | ST. PETE BEACH |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 28004 |
545 78th Ave is owned and occupied by two individuals who bought it in November 2019.
Source: Pinellas County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 545 78TH AVE, ST PETE BEACH, FL 33706-1713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 13, 2023 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Nov 13, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA |
| Mar 21, 2017 | Warranty Deed, Transfer SUNBELT TITLE (AGENCY) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2019 · Amount on File |
| Deed Sale | Nov 13, 2019 · Amount on File |
| Prior Sale | Mar 21, 2017 · Amount on File |
| Deed Document Number | 2019365290 |
| Deed Book / Page | 20769 / 1395 |
| Prior Transfer Date | Mar 19, 2007 |
| Prior Transfer Doc | 0157110620 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 545 78TH AVE, ST PETE BEACH, FL 33706-1713 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 545 78TH AVE, ST PETE BEACH, FL 33706-1713 |
| Document Number | 0226202112 |
|---|---|
| Date | Nov 13, 2023 |
| Book Page | 22620/2112 |
| Instrument | 2023289728 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Nov 12, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Nov 13, 2019 |
| Property Address | 545 78TH AVE, ST PETE BEACH, FL 33706-1713 |
| Document Number | 0207691395 |
| Book / Page | 20769 / 1395 |
| Map Reference | MB 21 PG 27 |
| Instrument Date | Nov 7, 2019 |
| Instrument | 2019365290 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | FIDELITY NATL TTL OF FL INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,820.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1014 KRAMER LN, SANDWICH, IL 60548-1072 |
| Document Number | 0207691397 |
|---|---|
| Date | Nov 13, 2019 |
| Instrument | 20769/1397 |
| Name | FIRST NATIONAL BANK OF OMAHA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Mar 21, 2017 |
| Property Address | 545 78TH AVE, ST PETE BEACH, FL 33706-1713 |
| Document Number | 0195610093 |
| Book / Page | 019561 / 000093 |
| Instrument Date | Mar 20, 2017 |
| Instrument | 87672 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2017 |
| Title Company | SUNBELT TITLE (AGENCY) |
| Amount | Amount on Record |
|---|---|
| Tax | $1,610.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 545 78TH AVE ST PETE BEACH FL 337061713, ST PETE BEACH, FL 33706-1713 |
The 2025 property tax bill for 545 78th Ave was $3,552 with a homeowner's exemption, down 5.1% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | St. Pete Beach City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,552.00 (-5.13%) Homeowner's exemption | $253,339 | $273,929 Land $203,833 Building $70,096 |
| 2024 | $3,744.00 (+1.41%) | ||
| 2023 | $3,692.00 (+2.33%) Homeowner's exemption | $263,574 (+3%) | $395,684 (+20.8%) Land $310,363 Building $85,321 |
| 2022 | $3,608.00 Homeowner's exemption | $255,897 | $327,546 Land $259,957 Building $67,589 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 545 78th Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 161 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 193 units insured incl. 32 condo units |
| Nearby Flood Claims | 265 (1979–2025) |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 545 78th Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures