545 6th St, Penrose, CO 81240 Property Records

Fremont County property record for 545 6th St, Penrose, CO 81240

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 2,388 sqft · built 1995
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Tax Bill$2,568 (2025)
Deeds & MortgagesJan 2023 Sale
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNR031450

Property Details

APN / Parcel Number

Primary APNR031450
Alternative APN
  • 99104364

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area2,388 sqft Living Area
Gross Area3,060 sqft
1st Floor Area2,388 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2005
Architectural StyleRanch
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialTile
Lot Area43,560 sqft (1 acres)
Garage TypeAttached
Garage Area672 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area264 sqft
Patio Area180 sqft
Shed1 Shed
Shed Area680 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account NumberR031450
Street Address545 6TH ST
CityPENROSE
StateCO
Zip81240-9310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 S TODD SUB REF FROM 690-01-480
Legal SubdivisionTODD SUB
Legal Lot Number4
JurisdictionFREMONT CO
Township / Civil DivisionPENROSE-PORTLAND
Census Block Group2
Census Block2037
Census Tract978100

Owner

Source: Fremont County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address545 6TH ST, PENROSE, CO 81240-9310
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 3, 2023Warranty Deed, Transfer
STEWART TITLE
Mar 29, 2021Deed of Trust, Mortgage · VA Mortgage
USAA FSB
Dec 9, 2016Deed of Trust, Mortgage · VA Mortgage
USAA

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFREMONT CO
Recording DateJan 3, 2023
Property Address545 6TH ST, PENROSE, CO 81240-9310
Document Number0001023470
Instrument DateDec 30, 2022
Instrument1023470
Transaction TypeTransfer
Record UpdatedJan 13, 2023
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$56.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address545 6TH ST, PENROSE, CO 81240-9310

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREMONT CO
Property Address545 6TH ST, PENROSE, CO 81240-9310
Transaction TypeMortgage
Record UpdatedApr 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000998897
DateMar 29, 2021
Instrument998897
Lender
NameUSAA FSB
TypeBank
AddressSAN ANTONIO, TX 78288
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREMONT CO
Property Address545 6TH ST, PENROSE, CO 81240-9310
Document Number0000946430
Instrument DateDec 9, 2016
Transaction TypeMortgage
Record UpdatedMar 21, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address545 6TH ST PENROSE CO 812409310, PENROSE, CO 81240-9310

Mortgage

Document Number0000946430
DateJan 16, 2017
Instrument946430
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 15, 2047

Tax Assessment & Valuation

Source: Fremont County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateColorado
CountyFremont County
Unified School DistrictFremont RE-2 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,568.00 (+7.45%)$34,504 (-5.39%)$552,059 (+1.42%)
2024$2,390.00 (+18.61%)$36,469 (+31.11%)
2023$2,015.00$27,815$544,318

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 66% of Colorado
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPENROSE WD
serves 3,149 people · EPA ID CO0122700
Water SourceSurface water
Last State InspectionJan 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
SECOM
Fixed Wireless · Fiber in parts of the area
300 / 50
Verizon
Fixed Wireless
300 / 20

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