545 4th St, Lemont, IL 60439 Property Records

Cook County property record for 545 4th St, Lemont, IL 60439

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,274 sqft · built 1975
Lot Size	0.455 acres (19,800 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (May 2026)
Tax Bill	$5,410 (2023)
Deeds & Mortgages	May 2026 Sale & Mortgage Jul 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-28-105-009`

Property Details

APN / Parcel Number

Primary APN	`22-28-105-009`
Alternative APN	`22-28-105-009-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Building Area	1,274 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	19,800 sqft (0.455 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	545 4TH ST
City	LEMONT
State	IL
Zip	60439-4111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GEORGE L (BECKERS) SUB EH NW SEC 28-37-11
Legal Range	11E
Legal Township	37N
Legal Section	28
Legal Subdivision	BECKERS SUB
Legal Lot Number	47
Jurisdiction	COOK IL
Township / Civil Division	LEMONT
Census Block Group	1
Census Block	1000
Census Tract	824003

Owner

Source: Cook County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	370 4TH ST, LEMONT, IL 60439-4597
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK N A
Jul 20, 2021	Intrafamily Transfer, Transfer ATTORNEY
Jul 20, 2021	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2026 · Amount on Record
Deed Sale	May 27, 2026 · Amount on Record
Prior Sale	Jun 29, 2011 · Amount on Record
Deed Document Number	202614720191
Prior Transfer Date	Feb 11, 2021
Prior Transfer Doc	0000045015
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	COOK IL
Recording Date	May 27, 2026
Property Address	545 4TH ST, LEMONT, IL 60439-4111
Document Number	0000020191
Instrument Date	May 20, 2026
Instrument	202620191
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$71,962.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	370 4TH ST, LEMONT, IL 60439-4597

Mortgage

Document Number	0000000020,
Date	May 27, 2026
Instrument	2026147202614720

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Jul 20, 2021
Property Address	545 4TH ST, LEMONT, IL 60439-4111
Document Number	0020145016
Instrument Date	May 18, 2021
Instrument	2120145016
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	545 4TH ST, LEMONT, IL 60439-4111

July 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	COOK IL
Recording Date	Jul 20, 2021
Property Address	545 4TH ST, LEMONT, IL 60439-4111
Document Number	0020145015
Instrument Date	Feb 11, 2021
Instrument	2120145015
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Lemont Township
Municipality	Lemont Village
Elementary School District	Lemont-Bromberek Combined School District 113A (PK - 08)
Secondary School District	Lemont Township High School District 210 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$32,000 (+29.28%) Land $12,870 Building $19,130	$320,000 (+29.28%) Land $128,700 Building $191,300
2023	$5,410.00 (+19.85%)
2022	$4,514.00 Homeowner's exemption Senior Citizen's exemption	$24,753 Land $5,445 Building $19,308	$247,530 Land $54,450 Building $193,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Dec 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEMONT serves 18,513 people · EPA ID IL0311620
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	25 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2026 Lead public education Aug 2025
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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