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545 4th Ave, Troy, NY 12182 Property Records

Rensselaer County and Troy City property record for 545 4th Ave, Troy, NY 12182

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,648 sqft · built 1890
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$120,000 (Oct 2019)
Tax Bill$5,170 (2026)
Deeds & MortgagesOct 2019 Sale & Mortgage
APN381700 80.56-9-5

Property Details

APN / Parcel Number

Primary APN381700 80.56-9-5
Alternative APN
  • 1604280

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,648 sqft Living Area
1st Floor Area824 sqft
2nd Floor Area824 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions120 ft deep x 72.7 ft wide
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1604280
Street Address545 4TH AVE
CityTROY
StateNY
Zip12182-2616
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTF
Legal Description2 STY FR HSE 301-8-8B/ PT 27-28
Legal Block9
Legal Lot Number5.000
JurisdictionRENSSELAER NY
Township / Civil DivisionTROY
Census Block Group2
Census Block2008
Census Tract40200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Central Lansingburgh Historic District
listed 2023 · 592 contributing resources · NRIS 100008651

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address545 4TH AVE, TROY, NY 12182-2616
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 18, 2019 · Amount on Record
Deed SaleOct 18, 2019 · Amount on Record
Deed Document Number2019558926
Deed Book / Page8978 / 340
Record UpdatedOct 29, 2026

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRENSSELAER NY
Recording DateOct 18, 2019
Property Address545 4TH AVE, TROY, NY 12182-2616
Document Number0000558926
Book / Page008978 / 000340
Instrument DateSep 19, 2019
Instrument558926
Transaction TypeTransfer
Record UpdatedNov 14, 2019
Title CompanyOLD HERITAGE TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$480.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address270 3RD AVE TROY NY 121823304, TROY, NY 12182-3304

Mortgage

Document Number558927
DateOct 18, 2019
Book Page008979/000001
Instrument558927
Lender
NameHOMEOWNERS ADVANTAGE
AddressALBANY, NY 12205
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 17, 2049

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
MunicipalityTroy City
Unified School DistrictLansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,170.00 (-15.51%)
2025$6,119.00 (+18.49%)$104,000 (-) Land $20,000 Building $84,000$178,100 (+19.85%) Land $34,250 Building $143,850
2023$104,000 (-) Land $20,000 Building $84,000$148,600 (+8.59%) Land $28,577 Building $120,023
2022$5,164.00$104,000 Land $20,000 Building $84,000$136,842 Land $26,316 Building $110,526

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims4 (1996–2011)
Most Recent ClaimSep 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hudson Valley Wireless, Verizon.

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