Clay County property record for 545 43rd Ave S, Moorhead, MN 56560
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.36 acres (15,835 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $490,000 (Jul 2025) |
| Tax Bill | $7,382 (2026) |
| Flood Zone | Zone X (moderate risk) |
| APN | 58.378.0140 |
| Primary APN | 58.378.0140 |
|---|
| Lot Area | 15,835 sqft (0.36 acres) |
|---|
| Street Address | 545 43RD AVE S |
|---|---|
| City | MOORHEAD |
| State | MN |
| Zip | 56560-6749 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME KINGSFORD 2ND ADD SUBDIVISIONCD 58378 LOT 14 1 |
| Legal Range | 48 |
| Legal Township | 139 |
| Legal Section | 29 |
| Legal Subdivision | KINGSFORD 2ND ADD |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | MOORHEAD |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 20500 |
545 43rd Ave S is owned and occupied by two individuals who bought it in July 2025.
Source: Clay County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 545 43RD AVE S, MOORHEAD, MN 56560-6749 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2025 · Amount on File |
| Deed Sale | Jul 18, 2025 · Amount on File |
| Deed Document Number | 2025856614 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 545 43rd Ave S was $7,382 with a homeowner's exemption.
Source: Clay County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Moorhead City |
| Unified School District | Moorhead Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,382.00 Homeowner's exemption | $467,400 (+3.22%) Land $57,700 Building $409,700 | $467,400 (+3.22%) Land $57,700 Building $409,700 |
| 2025 | $452,800 Land $59,700 Building $393,100 | $452,800 Land $59,700 Building $393,100 | |
| 2023 | $6,390.00 Homeowner's exemption | $423,800 Land $59,700 Building $364,100 | $423,800 Land $59,700 Building $364,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 545 43rd Ave S in Zone X, an area of moderate flood risk, though there have been 76 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 76 (1978–2013) |
| Claims Outside the SFHA | 52 of 76 |
| Most Recent Claim | Apr 2013 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 545 43rd Ave S is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Moorhead serves 44,583 people · EPA ID MN1140008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fiber in parts of the area | 2,000 / 350 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CenturyLink, Otter Tail Telecom.
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