545 3rd St, Albany, NY 12206 Property Records

Albany County and Albany City property record for 545 3rd St, Albany, NY 12206

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,364 sqft · built 1880
Lot Size	0.073 acres (3,192 sqft)
Owner	Company Name on Record
Last Sale	$45,000 (Sep 2015)
Tax Bill	$2,300 (2026)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010100 65.38-1-52`

Property Details

APN / Parcel Number

Primary APN	`010100 65.38-1-52`
Alternative APNs	`010006503800010520000000` `06503800010520000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,364 sqft Total Area
1st Floor Area	682 sqft
2nd Floor Area	682 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	3,192 sqft (0.073 acres)
Lot Dimensions	133 ft deep x 24.9 ft wide
Porch	Slab
Porch Area	224 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06503800010520000000
Street Address	545 3RD ST
City	ALBANY
State	NY
Zip	12206-2234
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2B
Legal Description	2 COMP BRICK & WOOD 1007620
Legal Block	1
Legal Lot Number	52.000
Jurisdiction	ALBANY NY
Township / Civil Division	ALBANY
Census Block Group	1
Census Block	1000
Census Tract	301

Owner

Source: Albany County and Albany City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2050 PLEASANT PKWY, UNION, NJ 07083-4025
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2015 · Amount on Record
Deed Sale	Sep 17, 2015 · Amount on Record
Deed Document Number	201511908539
Deed Book / Page	3149 / 332
Last Transfer Date	Jan 21, 2016
Transfer Doc	0000004245
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	545 3RD ST, ALBANY, NY 12206-2234
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	ELITE TITLE ABSTRACT LLC, ELITE TITLE & AMP ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007979
Date	Dec 15, 2021
Instrument	R2021-37979

Lender

Name	LIMA ONE CAPITAL LLC
Type	Mortgage Company
Address	GREENVILLE, SC 29601

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Interest

Change Frequency	6 Months
Index	5-Year CMT

Tax Assessment & Valuation

Source: Albany County and Albany City assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
Municipality	Albany City
Unified School District	Albany City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,300.00 (-8.66%)
2025		$76,000 (+24.59%) Land $15,200 Building $60,800	$79,167 (-8.08%) Land $15,833 Building $63,334
2023		$61,000 (-) Land $12,200 Building $48,800	$86,122 (+12.55%) Land $17,224 Building $68,898
2022		$61,000 Land $12,200 Building $48,800	$76,518 Land $15,304 Building $61,214
2021	$2,518.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY CITY serves 98,000 people · EPA ID NY0100189
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 723 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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