545 3rd Ave S, Clinton, IA 52732 Property Records

Clinton County property record for 545 3rd Ave S, Clinton, IA 52732

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,245 sqft · built 1900
Lot Size	0.106 acres (4,620 sqft)
Owner	Individual Name on File
Last Sale	$77,500 (Apr 2026)
Tax Bill	$942 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`8018960000`

Property Details

APN / Parcel Number

Primary APN	`8018960000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,245 sqft Living Area
1st Floor Area	1,209 sqft
Basement Area	1,209 sqft
Unfinished Basement	1,209 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	A-Frame
Exterior Material	Other
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,620 sqft (0.106 acres)
Lot Dimensions	140 ft deep x 33 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	318 sqft
Patio Area	153 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	545 3RD AVE S
City	CLINTON
State	IA
Zip	52732-4432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN OF CLINTON E 33' OF LOT 16 BLK 37
Legal Subdivision	TOWN OF CLINTON
Legal Block	37
Legal Lot Number	16
Jurisdiction	CLINTON IA
Township / Civil Division	CLINTON
Census Block Group	1
Census Block	1008
Census Tract	300

Owner

545 3rd Ave S is owned and occupied by an individual who bought it in April 2026.

Source: Clinton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	545 3RD AVE S, CLINTON, IA 52732-4432
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Apr 16, 2026	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Jul 28, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST TRUST & SAVINGS BANK
Oct 1, 2007	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2026 · Amount on File
Deed Sale	Apr 16, 2026 · Amount on File
Prior Sale	Oct 1, 2007 · Amount on File
Deed Document Number	20261983
Prior Transfer Date	Nov 30, 2022
Prior Transfer Doc	0000009151
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON IA
Recording Date	Apr 16, 2026
Property Address	545 3RD AVE S, CLINTON, IA 52732-4432
Document Number	0000001983
Instrument Date	Apr 13, 2026
Instrument	2026.1983
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,443.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 3RD AVE S, CLINTON, IA 52732-4432

Mortgage

Document Number	0000001984,
Date	Apr 16, 2026
Instrument	2026..1984

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000001985,
Date	Apr 16, 2026
Instrument	2026.1985

Lender

Agreement

Amount	Amount on Record
Term	30 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON IA
Recording Date	Apr 16, 2026
Property Address	545 3RD AVE S, CLINTON, IA 52732-4432
Document Number	0202601983
Instrument Date	Apr 13, 2026
Instrument	20261983
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,443.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 3RD AVE S, CLINTON, IA 52732-4432

Mortgage

Document Number	0000001984,
Date	Apr 16, 2026
Instrument	20261984

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000001985,
Date	Apr 16, 2026
Instrument	20261985

Lender

Name	IOWA FINANCIAL AUTH

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Max Rate	-1%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON IA
Recording Date	Jul 28, 2022
Property Address	545 3RD AVE S, CLINTON, IA 52732-4432
Document Number	0202205829
Instrument Date	Jul 13, 2022
Instrument	2022-05829
Transaction Type	Transfer
Record Updated	May 11, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$87.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 3RD AVE S, CLINTON, IA 52732-4432
Investor	Possibly a Property Investor

Mortgage

Document Number	0202205830
Date	Jul 28, 2022
Instrument	2022-05830

Lender

Name	FIRST TRUST & SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate

October 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON IA
Recording Date	Oct 1, 2007
Property Address	545 3RD AVE S, CLINTON, IA 52732-4432
Document Number	0200708067
Instrument Date	Sep 18, 2007
Instrument	2007-08067
Transaction Type	Transfer
Record Updated	May 11, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$80.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 3RD AVE S, CLINTON, IA 52732-4432

Mortgage

Document Number	0200708068
Date	Oct 1, 2007
Instrument	2007-08068

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2022

Mortgage

Document Number	0200708069
Date	Oct 1, 2007
Instrument	2007-08069

Lender

Name	US BANK NA ND
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Sep 28, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 545 3rd Ave S was $942 with a homeowner's exemption, down 6.2% from the year before.

Source: Clinton County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clinton County
Municipality	Clinton City
Unified School District	Clinton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$942.00 (-6.18%)	$63,100 (-) Land $5,690 Building $57,410	$63,100 (-) Land $5,690 Building $57,410
2025	$1,004.00 Homeowner's exemption	$63,100 Land $5,690 Building $57,410	$63,100 Land $5,690 Building $57,410
2024	$1,004.00
2023		$64,170 Land $5,690 Building $58,480	$64,170 Land $5,690 Building $58,480
2022	$1,340.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 545 3rd Ave S in Zone X, where a levee reduces flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 545 3rd Ave S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IOWA-AMERICAN WTR CO-CLINTON DISTRICT private · serves 24,769 people · EPA ID IA2326048
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
ImOn Communications Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Miles Communications, Nextlink, Verizon.

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