545 38th Ave NE, Minneapolis, MN 55421 Property Records

Anoka County property record for 545 38th Ave NE, Minneapolis, MN 55421

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,020 sqft · built 1999
Lot Size	0.147 acres (6,396 sqft)
Owner	Individual Name on File
Last Sale	$139,900 (Jan 2011)
Tax Bill	$6,941 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Apr 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`35-30-24-34-0037`

Property Details

APN / Parcel Number

Primary APN	`35-30-24-34-0037`
Alternative APN	`1196217`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,020 sqft Living Area
1st Floor Area	1,020 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,396 sqft (0.147 acres)
Lot Dimensions	123 ft deep x 52 ft wide
Garage Area	480 sqft
Driveway	Driveway
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1196217
Street Address	545 38TH AVE NE
City	MINNEAPOLIS
State	MN
Zip	55421-3802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 & W1/2 OF LOT 18 BLK 83 COL HGTS ANNEX, TOG/W S1/2 OFADJ VAC ALLEY, SUBJ TO EASE OF REC
Legal Range	24W
Legal Township	30N
Legal Section	35
Legal Subdivision	COLUMBIA HEIGHTS ANNEX
Legal Block	83
Legal Lot Number	18
Jurisdiction	ANOKA MN
Township / Civil Division	COLUMBIA HEIGHTS
Census Block Group	2
Census Block	2009
Census Tract	51400

Owner

545 38th Ave NE is owned and occupied by an individual who bought it in January 2011.

Source: Anoka County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	545 38TH AVE NE, MINNEAPOLIS, MN 55421-3802
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Apr 11, 2017	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2011 · Amount on File
Deed Sale	Jan 28, 2011 · Amount on File
Prior Sale	Jul 8, 2005 · Amount on File
Deed Document Number	201163983
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANOKA MN
Property Address	545 38TH AVE NE, MINNEAPOLIS, MN 55421-3802
Transaction Type	Mortgage
Record Updated	Apr 8, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 38TH AVE NE, COLUMBIA HEIGHTS, MN 55421-3802

Mortgage

Document Number	T615805001
Date	Feb 29, 2024
Instrument	T615805.001

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	331 Months
Due	Sep 1, 2051

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ANOKA MN
Property Address	545 38TH AVE NE, MINNEAPOLIS, MN 55421-3802
Document Number	0548272001
Instrument Date	Apr 11, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 38TH AVE NE COLUMBIA HEIGHTS MN 554213802, COLUMBIA HEIGHTS, MN 55421-3802

Mortgage

Document Number	0548272001
Date	May 9, 2017
Instrument	548272001

Lender

Name	WELLS FARGO BK
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 8, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

The 2026 property tax bill for 545 38th Ave NE was $6,941 with a homeowner's exemption.

Source: Anoka County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Anoka County
Municipality	Columbia Heights City
Unified School District	Columbia Heights Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,941.00 Homeowner's exemption	$359,100 Land $88,500 Building $270,600	$359,100 Land $88,500 Building $270,600
2024	$6,231.00	$340,000 Land $89,200 Building $250,800	$340,000 Land $89,200 Building $250,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 545 38th Ave NE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	10 units insured incl. 8 condo units
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 545 38th Ave NE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Columbia Heights serves 22,278 people · EPA ID MN1020016
Water Source	Purchased surface water from Minneapolis
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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