545 37th St, Oakland, CA 94609 Property Records

Alameda County property record for 545 37th St, Oakland, CA 94609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,804 sqft · built 1912
Lot Size	0.127 acres (5,520 sqft)
Owner	2 Individual Names on File
Last Sale	$725,000 (Feb 2017)
Tax Bill	$12,716 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-946-20`

Property Details

APN / Parcel Number

Primary APN	`12-946-20`
Alternative APN	`012-0946-020-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,804 sqft Living Area

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1950
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,520 sqft (0.127 acres)

Location & Zoning

Street Address	545 37TH ST
City	OAKLAND
State	CA
Zip	94609-2423
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00020 BLK: AR: 0012 PAGE: 0946
Legal Subdivision	ROOSEVELT TERRACE
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	3
Census Block	3006
Census Tract	401100

Owner

545 37th St is owned and occupied by two individuals who acquired it in July 2021.

Source: Alameda County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	545 37TH ST, OAKLAND, CA 94609-2423
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PATELCO CU
Oct 10, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 17, 2017	Grant Deed, Transfer · FHA Mortgage ROYAL PACIFIC FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2017 · Amount on File
Deed Sale	Feb 17, 2017 · Amount on File
Prior Sale	Feb 7, 2014 · Amount on File
Deed Document Number	201744876
Last Transfer Date	Jul 26, 2021
Transfer Doc	0000264128
Record Updated	Oct 29, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Aug 2, 2021
Property Address	545 37TH ST, OAKLAND, CA 94609-2423
Document Number	0000264128
Map Reference	MB 19 PG 62
Instrument Date	Jul 26, 2021
Instrument	2021264128
Transaction Type	Transfer
Record Updated	Aug 30, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	545 37TH ST, OAKLAND, CA 94609-2423

Mortgage

Document Number	0000264129
Date	Aug 2, 2021
Instrument	2021264129

Lender

Name	PATELCO CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Oct 10, 2018
Property Address	545 37TH ST, OAKLAND, CA 94609-2423
Document Number	0000197298
Instrument Date	Aug 30, 2018
Instrument	197298
Transaction Type	Transfer
Record Updated	Oct 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	575 37TH ST OAKLAND CA 94609, OAKLAND, CA 94609

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Feb 17, 2017
Property Address	545 37TH ST, OAKLAND, CA 94609-2423
Document Number	0000044876
Map Reference	MAP19 PG62
Instrument Date	Jan 30, 2017
Instrument	2017044876
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	545 37TH ST, OAKLAND, CA 94609-2423

Mortgage

Document Number	0000044877
Date	Feb 17, 2017
Instrument	2017044877

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 545 37th St was $12,716 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$851,232 (+1.17%) Land $257,469 Building $600,763
2025	$12,716.00 Homeowner's exemption	$841,405 Land $252,421 Building $588,984
2023	$12,884.00 Homeowner's exemption	$808,737 Land $242,621 Building $566,116	$942,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 545 37th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 545 37th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Astound Broadband, GeoLinks, Google Fiber, T-Mobile.

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