545 2nd St, Encinitas, CA 92024 Property Records

San Diego County property record for 545 2nd St, Encinitas, CA 92024 · Last verified August 2026

Property Summary

Property TypeMixed Use Store/Office
Details20 bd · 7 ba · 3,240 sqft · built 1982
Lot Size0.118 acres (5,119 sqft)
OwnerCompany Name on File
Last Sale$411,300 (May 1989)
Tax Bill$9,751 (2025)
Deeds & MortgagesMay 2019 Line of Credit
May 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN258-083-11-00

Property Details

APN / Parcel Number

Primary APN258-083-11-00

Interior

Bedrooms20 Beds
Full Baths7 Baths
Building Area3,240 sqft Total Area

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Lot Area5,119 sqft (0.118 acres)

Location & Zoning

Street Address545 2ND ST
CityENCINITAS
StateCA
Zip92024-3542
Property CategoryCommercial
Property TypeCommercial > Retail > Mixed Use Store/Office
Legal DescriptionBLK 5 LOT 13 TR 000148
Legal SubdivisionENCINITAS
Legal Tract000148
Legal Block5
Legal Lot Number13
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2032
Census Tract17501

Owner

Source: San Diego County records · APN 258-083-11-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address124 5TH ST, ENCINITAS, CA 92024-3269
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
May 29, 2019Deed of Trust, Mortgage · Line of Credit
C3BANK NA
May 29, 2019Deed of Trust, Mortgage
C3BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 09, 1989 · Amount on Record
Deed SaleMay 09, 1989 · Amount on Record
Deed Document Number1989245658
Last Transfer DateOct 14, 2008
Transfer Doc0000563642
Record UpdatedSep 20, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address545 2ND ST, ENCINITAS, CA 92024-3542
Document Number0000219352
Instrument DateMay 29, 2019
Transaction TypeMortgage
Record UpdatedJun 20, 2019
Title CompanyFIRST AMERICAN TITLE-NATIONAL COM, FIRST AMERICAN TITLE-NAT'L COM

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address124 5TH ST ENCINITAS CA 920243269, ENCINITAS, CA 92024-3269

Mortgage

Document Number0000219352
DateJun 06, 2019
Instrument219352
Lender
NameC3BANK NA
Address3727 ARLINGTON AVE, RIVERSIDE, CA 92506-2608
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address545 2ND ST, ENCINITAS, CA 92024-3542
Document Number0000219354
Instrument DateMay 29, 2019
Transaction TypeMortgage
Record UpdatedJun 20, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address124 5TH ST ENCINITAS ENCINITAS CA 92024, ENCINITAS, CA 92024

Mortgage

Document Number0000219354
DateJun 06, 2019
Instrument219354
Lender
NameC3BANK NA
Address3727 ARLINGTON AVE, RIVERSIDE, CA 92506-2608
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$784,771 (+2%) Land $287,103 Building $497,668
2025$9,751.00 (+13.79%)$769,384 (+4.04%) Land $281,474 Building $487,910
2023$8,569.00 (+7.41%)$739,510 Land $270,545 Building $468,965
2022$7,978.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730175012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 561 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
Ting FiberFiber2,000 / 2,000
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Cox Communications, T-Mobile USA, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on 2nd St

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