545 1st St N, Maynard, IA 50655 Property Records

Fayette County property record for 545 1st St N, Maynard, IA 50655

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,616 sqft · built 1894
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on File
Last Sale	$169,000 (May 2025)
Tax Bill	$1,428 (2026)
Deeds & Mortgages	May 2025 Second Mortgage May 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1414301008`

Property Details

APN / Parcel Number

Primary APN	`1414301008`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,616 sqft Living Area
1st Floor Area	728 sqft
Basement Area	182 sqft
Unfinished Basement	182 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1894
Effective Year Built	Effective 1894
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	39,204 sqft (0.9 acres)
Lot Dimensions	297 ft deep x 132 ft wide
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	164 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	545 1ST ST N
City	MAYNARD
State	IA
Zip	50655-7505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 43 RDS S NE COR W 1/2 SW TH W 20 RDS S 8 RDS E 20 RDS N TO BEG IN SE NW SW
Jurisdiction	FAYETTE IA
Township / Civil Division	HARLAN
Census Block Group	1
Census Block	1029
Census Tract	80300

Owner

545 1st St N is owned and occupied by two individuals who bought it in May 2025.

Source: Fayette County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	545 1ST ST N, MAYNARD, IA 50655-7505
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VERIDIAN CU
May 7, 2025	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Jan 13, 2023	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2025 · Amount on File
Deed Sale	May 7, 2025 · Amount on File
Prior Sale	Jan 13, 2023 · Amount on File
Deed Document Number	20251254
Deed Book / Page	2025 / 1254
Prior Transfer Date	Jan 4, 2023
Prior Transfer Doc	002023/139
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE IA
Property Address	545 1ST ST N, MAYNARD, IA 50655-7505
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 1ST ST N, MAYNARD, IA 50655-7505

Mortgage

Document Number	02025/1256
Date	May 7, 2025
Book Page	2025/1256
Instrument	2025 1256

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jun 1, 2035

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAYETTE IA
Recording Date	May 7, 2025
Property Address	545 1ST ST N, MAYNARD, IA 50655-7505
Document Number	02025/1254
Book / Page	2025 / 1254
Instrument Date	Apr 15, 2025
Instrument	2025 1254
Transaction Type	Transfer
Record Updated	Oct 9, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$269.60
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	545 1ST ST N, MAYNARD, IA 50655-7505

Mortgage

Document Number	0020251255
Date	May 7, 2025
Instrument	2025 1255

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.5%
Type Change Date	Jun 1, 2035
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Max Rate	12.5%

January 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	FAYETTE IA
Recording Date	Jan 13, 2023
Property Address	545 1ST ST N, MAYNARD, IA 50655-7505
Document Number	002023/139
Book / Page	2023 / 139
Instrument Date	Jan 4, 2023
Instrument	2023-139
Transaction Type	Foreclosure
Record Updated	Mar 22, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 506, LE MARS, IA 51031-0506

Tax Assessment & Valuation

The 2026 property tax bill for 545 1st St N was $1,428.

Source: Fayette County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Fayette County
Municipality	Maynard City
Unified School District	West Central Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,428.00	$100,240 (+1.59%) Land $15,460 Building $84,780	$100,240 (+1.59%) Land $15,460 Building $84,780
2025	$1,428.00 (-7.51%)	$98,670 Land $15,460 Building $83,210	$98,670 Land $15,460 Building $83,210
2024	$1,544.00
2023		$86,460 (+26.5%) Land $15,460 Building $71,000	$86,460 Land $15,460 Building $71,000
2022	$1,495.00 Homeowner's exemption	$68,350 Land $12,880 Building $55,470
2021			$68,350 Land $12,880 Building $55,470

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 545 1st St N in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 545 1st St N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 40% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAYNARD WATER SUPPLY serves 476 people · EPA ID IA3350059
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hawkeye Telephone Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Windstream DSL	200 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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