545 11th Ave, Vero Beach, FL 32962 Property Records

Indian River County property record for 545 11th Ave, Vero Beach, FL 32962

Property Summary

Property Type	Single Family Home
Details	1,516 sqft · built 1982
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (May 2022)
Tax Bill	$3,445 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-39-13-00012-0002-00019.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-13-00012-0002-00019.0`
Alternative APN	`77052`

Interior

Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,516 sqft Living Area
1st Floor Area	1,516 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Exterior Material	Fiber Cement Siding
Construction Type	Wood Frame
Foundation Type	Retaining Wall
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	132 ft deep x 110 ft wide
Garage Area	484 sqft
Driveway	Driveway
Driveway Area	720 sqft
Porch	Open Porch
Porch Area	240 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	77052
Street Address	545 11TH AVE
City	VERO BEACH
State	FL
Zip	32962-1522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	PINECREST UNIT 1 BLK B LOT 19 PBI 10-56
Legal Range	39
Legal Township	33
Legal Section	13
Legal Subdivision	PINECREST SUB UNIT 1
Legal Block	B
Legal Lot Number	19
Legal Unit	1
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	4
Census Block	4008
Census Tract	50602

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	545 11TH AVE, VERO BEACH, FL 32962-1522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2022 · Amount on Record
Deed Sale	May 2, 2022 · Amount on Record
Prior Sale	Feb 25, 2015 · Amount on Record
Deed Document Number	3120220027974
Deed Book / Page	3536 / 382
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	May 2, 2022
Property Address	545 11TH AVE, VERO BEACH, FL 32962-1522
Document Number	0035360382
Book / Page	3536 / 382
Map Reference	MB 10 PG 56
Instrument Date	Apr 28, 2022
Instrument	3120220027974
Transaction Type	Transfer
Record Updated	May 13, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7866 SAINT ANDREWS RD, 7866, LAKE WORTH, FL 33467-1208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 11TH AVE, VERO BEACH, FL 32962-1522

Mortgage

Document Number	0003536384
Date	May 2, 2022
Instrument	3536/384

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,445.00 (+11.63%)	$256,410 (+3.11%) Land $39,270 Building $217,140	$256,410 (+3.11%) Land $39,270 Building $217,140
2023	$3,086.00 (+91.2%)	$248,680 (+74.63%) Land $39,270 Building $209,410	$248,680 (+14.98%) Land $39,270 Building $209,410
2022	$1,614.00	$142,402	$216,286 Land $39,270 Building $177,016

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	14 (1995–2017)
Claims Outside the SFHA	13 of 14
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20