Tipton County property record for 5449 Mount Carmel Rd, Covington, TN 38019
| Property Type | Rural Home |
|---|---|
| Details | 6 ba · 2,895 sqft · built 2024 |
| Lot Size | 15 acres (653,400 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $75,000 (Aug 2020) |
| Tax Bill | $2,085 (2025) |
| Deeds & Mortgages | Jan 2023 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 084078 04302 |
| Primary APN | 084078 04302 |
|---|---|
| Alternative APN |
|
| Full Baths | 6 Baths |
|---|---|
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,895 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 653,400 sqft (15 acres) |
| Terrain | Rolling |
| Garage Type | Finished |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 496 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 5449 MT CARMEL RD |
|---|---|
| City | COVINGTON |
| State | TN |
| Zip | 38019-7601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | DIST:08 MAP REF:078 |
| Jurisdiction | TIPTON TN |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 40800 |
Source: Tipton County records, as of January 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 512 W CHURCH AVE, COVINGTON, TN 38019-2437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2020 · Amount on Record |
| Deed Sale | Aug 28, 2020 · Amount on Record |
| Deed Document Number | 0001859194 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIPTON TN |
| Property Address | MT CARMEL RD, COVINGTON, TN 38019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 512 W CHURCH AVE, COVINGTON, TN 38019-2437 |
| Document Number | 0000198875 |
|---|---|
| Date | Jan 12, 2023 |
| Book Page | 1988/75 |
| Instrument | 263346 |
| Name | FARM CREDIT MID AMERICA FLCA |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40299 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
Source: Tipton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Tipton County |
| Unified School District | Tipton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,085.00 (+2,141.94%) Additional exemption filed | $137,025 (+2,449.3%) Land $10,975 Building $126,050 | |
| 2023 | $5,375 Land $5,375 | ||
| 2022 | $93.00 | ||
| 2020 | $625,000 Land $120,800 Building $504,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POPLAR GROVE UTILITY DISTRICT serves 19,599 people · EPA ID TN0000201 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 4 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Aeneas Communications Fiber | 1,000 / 1,000 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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